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OceanFirst Financial OCFC Unallocated shares of ESOP (in shares)

Unallocated shares of ESOP (in shares) at other companies

BK
BKBK
$314M+28.7%
First Community Corporation logo
First Community CorporationFCCO
503.9M
Caterpillar logo
CaterpillarCAT
9.6M-7.7%
Raytheon Technologies logo
Raytheon TechnologiesRTX
23M-88.0%
Greene County Bancorp logo
Greene County BancorpGCBC
0
Provident Financial Services logo
Provident Financial ServicesPFS
0

Other financials

Income statement

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Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

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Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

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Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

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Market cap$1.09B+11.8%
Enterprise value$2.47B+24.8%
P/E15.5×+5.1×
P/S2.7×+0.1×

Profitability

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Net margin17.1%-7.2pp
FCF margin25.9%

Returns & leverage

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Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept ocfc:EmployeeStockOwnershipPlanESOPNumberOfUnallocatedShares.

The official record: OceanFirst Financial’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's unallocated shares of ESOP (in shares)?
OceanFirst Financial (OCFC) reported unallocated shares of ESOP (in shares) of 66K in Q4 2025.
How has OceanFirst Financial's unallocated shares of ESOP (in shares) changed year-over-year?
OceanFirst Financial's unallocated shares of ESOP (in shares) decreased by 49.9% year-over-year, from 131.7K to 66K.
What is the long-term trend for OceanFirst Financial's unallocated shares of ESOP (in shares)?
Over 5 years (2020 to 2025), OceanFirst Financial's unallocated shares of ESOP (in shares) has grown at a -30.1% compound annual growth rate (CAGR), from 394.1K to 66K.
What does unallocated shares of ESOP (in shares) mean?
This represents the number of company shares held by the ESOP trust that have not yet been allocated to individual employee accounts. These shares are typically held as collateral for ESOP debt and represent future compensation potential. A high number of unallocated shares indicates significant future capacity for employee benefit funding.