Skip to content
OpenCapital
Get started

OceanFirst Financial OCFC Loan modifications made to borrowers experiencing financial difficulty

Loan modifications made to borrowers experiencing financial difficulty at other companies

Orrstown Financial Services logo
Orrstown Financial ServicesORRF
——

Other financials

Income statement

See full
Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

See full
Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

See full
Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

See full
Market cap$1.08B+11.0%
Enterprise value$2.46B+24.3%
P/E15.4×+5.0×
P/S2.6×+0.1×

Profitability

See full
Net margin17.1%-7.2pp
FCF margin25.9%—

Returns & leverage

See full
Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestModifiedAccumulated.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

Ask your AI about OceanFirst Financial's loan modifications made to borrowers experiencing financial difficulty.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is OceanFirst Financial's loan modifications made to borrowers experiencing financial difficulty?
OceanFirst Financial (OCFC) reported loan modifications made to borrowers experiencing financial difficulty of $20.5M in Q1 2026.
How has OceanFirst Financial's loan modifications made to borrowers experiencing financial difficulty changed year-over-year?
OceanFirst Financial's loan modifications made to borrowers experiencing financial difficulty decreased by 42.9% year-over-year, from $35.9M to $20.5M.
What is the long-term trend for OceanFirst Financial's loan modifications made to borrowers experiencing financial difficulty?
Over 2 years (2023 to 2025), OceanFirst Financial's loan modifications made to borrowers experiencing financial difficulty has grown at a 67.3% compound annual growth rate (CAGR), from $8.9M to $24.9M.
What does loan modifications made to borrowers experiencing financial difficulty mean?
This metric tracks the total balance of loans that have undergone modifications due to the borrower experiencing financial difficulty, often referred to as troubled debt restructurings. It provides transparency into the bank's efforts to mitigate losses and manage credit risk for distressed borrowers. High levels may indicate potential future credit stress within the portfolio.