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Amortized cost at other companies

Heritage Financial logo
Heritage FinancialHFWA
$362.58M+12.8%
Hope Bancorp logo
Hope BancorpHOPE
$753.11M+2.5%
SBC
Seacoast Banking Corporation of FloridaSBCF

Other financials

Income statement

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Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

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Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

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Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

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Market cap$1.08B+11.0%
Enterprise value$2.46B+24.3%
P/E15.4×+5.0×
P/S2.6×+0.1×

Profitability

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Net margin17.1%-7.2pp
FCF margin25.9%

Returns & leverage

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Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestRevolving.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's amortized cost?
OceanFirst Financial (OCFC) reported amortized cost of $1.31B in Q1 2026.
How has OceanFirst Financial's amortized cost changed year-over-year?
OceanFirst Financial's amortized cost increased by 18.0% year-over-year, from $1.11B to $1.31B.
What is the long-term trend for OceanFirst Financial's amortized cost?
Over 5 years (2020 to 2025), OceanFirst Financial's amortized cost has grown at a 27.3% compound annual growth rate (CAGR), from $365.91M to $1.22B.
What does amortized cost mean?
This represents the amortized cost of revolving financing receivables, which are credit facilities that allow borrowers to draw down, repay, and redraw funds. It reflects the bank's exposure to flexible credit lines and the associated credit risk. This metric is a key indicator of the bank's active lending volume in revolving credit products.