Skip to content

OceanFirst Financial OCFC Gain Loss On Sale Of Mortgage Loans

Gain Loss On Sale Of Mortgage Loans at other companies

Bank First Corporation logo
Bank First CorporationBFC
$1.08M+222%
First Financial Corporation logo
First Financial CorporationTHFF
$294K+30.7%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
$1.82M+25.9%

Other financials

Income statement

See full
Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

See full
Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

See full
Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

See full
Market cap$1.08B+11.8%
Enterprise value$2.46B+24.8%
P/E15.4×+5.0×
P/S2.6×+0.1×

Profitability

See full
Net margin17.1%-7.2pp
FCF margin25.9%

Returns & leverage

See full
Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSaleOfMortgageLoans.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

Ask your AI about OceanFirst Financial's gain loss on sale of mortgage loans.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is OceanFirst Financial's gain loss on sale of mortgage loans?
OceanFirst Financial (OCFC) reported gain loss on sale of mortgage loans of -$28K in Q1 2026.
How has OceanFirst Financial's gain loss on sale of mortgage loans changed year-over-year?
OceanFirst Financial's gain loss on sale of mortgage loans decreased by 103.3% year-over-year, from $858K to -$28K.
What is the long-term trend for OceanFirst Financial's gain loss on sale of mortgage loans?
Over 4 years (2021 to 2025), OceanFirst Financial's gain loss on sale of mortgage loans has grown at a 3.7% compound annual growth rate (CAGR), from $3.19M to $3.69M.
What does gain loss on sale of mortgage loans mean?
This reflects the realized gains or losses from selling mortgage loans into the secondary market. It is a key component of non-interest income for banks that originate loans for sale rather than holding them to maturity. Fluctuations in this metric are often driven by changes in mortgage origination volume and interest rate environments.