Skip to content

OceanFirst Financial OCFC Loans receivable

Loans receivable at other companies

Northwest Bancshares logo
Northwest BancsharesNWBI
$48.36M+19.6%
WaFd, Inc. logo
WaFd, Inc.WAFD
$20.17B-4.5%
PNC Financial Services logo
PNC Financial ServicesPNC
$1.4B+7.7%
SolarEdge Technologies logo
SolarEdge TechnologiesSEDG
-$1.98M-145%
Bank of America logo
Bank of AmericaBAC
$4.1B-4.7%
MidCap Financial Investment Corporation logo
MidCap Financial Investment CorporationMFIC
$23.43M-7.6%

Other financials

Income statement

See full
Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

See full
Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

See full
Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

See full
Market cap$1.08B+11.8%
Enterprise value$2.46B+24.8%
P/E15.4×+5.0×
P/S2.6×+0.1×

Profitability

See full
Net margin17.1%-7.2pp
FCF margin25.9%

Returns & leverage

See full
Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept ocfc:InterestAndDividendsReceivableLoans.

The official record: OceanFirst Financial’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

Ask your AI about OceanFirst Financial's loans receivable.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is OceanFirst Financial's loans receivable?
OceanFirst Financial (OCFC) reported loans receivable of $40.94M in Q4 2025.
How has OceanFirst Financial's loans receivable changed year-over-year?
OceanFirst Financial's loans receivable increased by 8.2% year-over-year, from $37.84M to $40.94M.
What is the long-term trend for OceanFirst Financial's loans receivable?
Over 5 years (2020 to 2025), OceanFirst Financial's loans receivable has grown at a 5.8% compound annual growth rate (CAGR), from $30.89M to $40.94M.
What does loans receivable mean?
This reflects the interest income earned on the loan portfolio that has been accrued but not yet collected as of the reporting date. It is a critical component of the bank's current asset base and reflects the yield generated by lending activities. Tracking this helps in evaluating the timing of revenue recognition relative to cash collection.