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OceanFirst Financial OCFC Interest Expense Borrowings

Interest Expense Borrowings at other companies

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——

Other financials

Income statement

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Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

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Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

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Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

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Market cap$1.08B+11.0%
Enterprise value$2.46B+24.3%
P/E15.4×+5.0×
P/S2.6×+0.1×

Profitability

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Net margin17.1%-7.2pp
FCF margin25.9%—

Returns & leverage

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Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseBorrowings.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's interest expense borrowings?
OceanFirst Financial (OCFC) reported interest expense borrowings of $18.15M in Q1 2026.
How has OceanFirst Financial's interest expense borrowings changed year-over-year?
OceanFirst Financial's interest expense borrowings increased by 13.4% year-over-year, from $16.01M to $18.15M.
What is the long-term trend for OceanFirst Financial's interest expense borrowings?
Over 4 years (2021 to 2025), OceanFirst Financial's interest expense borrowings has grown at a 54.7% compound annual growth rate (CAGR), from $11.54M to $66.05M.
What does interest expense borrowings mean?
This metric isolates the interest expense specifically associated with borrowed funds, such as federal funds purchased, repurchase agreements, or other wholesale funding sources. It reflects the bank's cost of accessing non-deposit liquidity to support its balance sheet. High levels may indicate a reliance on wholesale funding markets rather than stable retail deposits.