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OceanFirst Financial OCFC Net repayment of FHLB advances

Net repayment of FHLB advances at other companies

Banner Corporation logo
Banner CorporationBANR
-$150M-23.0%
Business First Bancshares logo
Business First BancsharesBFST
-$173.29M-350%
Hanmi Financial logo
Hanmi FinancialHAFC
$150M
Everest Group logo
Everest GroupEG
$0-100%
Southern Missouri Bancorp logo
Southern Missouri BancorpSMBC
$33.9M
Jackson Financial logo
Jackson FinancialJXN
$0-100%

Other financials

Income statement

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Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

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Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

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Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

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Market cap$1.08B+11.8%
Enterprise value$2.46B+24.8%
P/E15.4×+5.0×
P/S2.6×+0.1×

Profitability

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Net margin17.1%-7.2pp
FCF margin25.9%

Returns & leverage

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Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept ocfc:ProceedsFromPaymentsOfFHLBankBorrowingsFinancingActivities.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's net repayment of FHLB advances?
OceanFirst Financial (OCFC) reported net repayment of FHLB advances of -$217M in Q1 2026.
How has OceanFirst Financial's net repayment of FHLB advances changed year-over-year?
OceanFirst Financial's net repayment of FHLB advances decreased by 19.5% year-over-year, from -$181.59M to -$217M.
What is the long-term trend for OceanFirst Financial's net repayment of FHLB advances?
Over 2 years (2022 to 2024), OceanFirst Financial's net repayment of FHLB advances has grown at a -57.0% compound annual growth rate (CAGR), from $1.21B to $223.98M.
What does net repayment of FHLB advances mean?
The net cash flow resulting from the repayment or issuance of advances from the Federal Home Loan Bank. This metric highlights the bank's reliance on wholesale funding to manage liquidity and support loan growth.