What is OceanFirst Financial's proceeds from sale of loans?

OceanFirst Financial (OCFC) reported proceeds from sale of loans of $2.16M in Q4 2025.

What does proceeds from sale of loans mean?

Measures the total cash inflows generated from the sale of loan assets to third parties. It serves as a key indicator of the bank's secondary market activity and its strategy for managing balance sheet liquidity and interest rate risk.

OceanFirst Financial OCFC Proceeds from sale of loans

Proceeds from sale of loans at other companies

BankUnitedBKU

$12M-48.8%

BankUnitedBKU

$12M-48.8%

Live Oak BancsharesLOB

$294.22M+3.5%

First Financial BancorpFFBC

$562.75M+542%

Atlantic Union BanksharesAUB

$87.42M+99.6%

Banner CorporationBANR

$133.02M+21.2%

Other financials

Income statement

See full

Revenue$103.2M+5.4%

Net income$20.5M-4.7%

EPS (diluted)$0.36+2.9%

Balance sheet

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Cash & equivalents$137.0M-16.3%

Total debt$1.5B+29.7%

Total equity$1.7B-2.3%

Total assets$14.6B+9.4%

Cash flow

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Operating cash flow$25.2M+1,512%

CapEx$2.0M+5.2%

Free cash flow$23.3M+739%

Valuation

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Market cap$1.08B+11.8%

Enterprise value$2.46B+24.8%

P/E15.4×+5.0×

P/S2.6×+0.1×

Profitability

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Net margin17.1%-7.2pp

FCF margin25.9%—

Returns & leverage

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Return on equity4.1%-1.4pp

Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept ocfc:ProceedsFromSaleOfLoans.

The official record: OceanFirst Financial’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's proceeds from sale of loans?: OceanFirst Financial (OCFC) reported proceeds from sale of loans of $2.16M in Q4 2025.
What does proceeds from sale of loans mean?: Measures the total cash inflows generated from the sale of loan assets to third parties. It serves as a key indicator of the bank's secondary market activity and its strategy for managing balance sheet liquidity and interest rate risk.