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OceanFirst Financial OCFC Retained earnings not provided for provision for income tax

Retained earnings not provided for provision for income tax at other companies

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Other financials

Income statement

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Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

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Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

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Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

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Market cap$1.09B+11.8%
Enterprise value$2.47B+24.8%
P/E15.5×+5.1×
P/S2.7×+0.1×

Profitability

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Net margin17.1%-7.2pp
FCF margin25.9%

Returns & leverage

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Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:StatutoryAccountingPracticesPortionOfExcessRetainedEarningsNotTaxed.

The official record: OceanFirst Financial’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's retained earnings not provided for provision for income tax?
OceanFirst Financial (OCFC) reported retained earnings not provided for provision for income tax of $10.8M in Q4 2025.
How has OceanFirst Financial's retained earnings not provided for provision for income tax changed year-over-year?
OceanFirst Financial's retained earnings not provided for provision for income tax decreased by 0.0% year-over-year, from $10.8M to $10.8M.
What is the long-term trend for OceanFirst Financial's retained earnings not provided for provision for income tax?
Over 5 years (2020 to 2025), OceanFirst Financial's retained earnings not provided for provision for income tax has grown at a 0.0% compound annual growth rate (CAGR), from $10.8M to $10.8M.
What does retained earnings not provided for provision for income tax mean?
This represents the portion of retained earnings for which no provision for income tax has been made, often due to the intent to reinvest these earnings indefinitely. It indicates the amount of accumulated profits that are currently shielded from immediate tax recognition under specific statutory or accounting frameworks. Investors monitor this to understand the company's tax exposure regarding its undistributed earnings.