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OceanFirst Financial OCFC Total bank deposits

Total bank deposits at other companies

WaFd, Inc. logo
WaFd, Inc.WAFD
2.6%-0.5pp
OFG Bancorp logo
OFG BancorpOFG
1.4%-0.1pp

Other financials

Income statement

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Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

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Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

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Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

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Market cap$1.09B+11.8%
Enterprise value$2.47B+24.8%
P/E15.5×+5.1×
P/S2.7×+0.1×

Profitability

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Net margin17.1%-7.2pp
FCF margin25.9%—

Returns & leverage

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Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:WeightedAverageRateDomesticDeposit.

The official record: OceanFirst Financial’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's total bank deposits?
OceanFirst Financial (OCFC) reported total bank deposits of 2% in Q4 2025.
How has OceanFirst Financial's total bank deposits changed year-over-year?
OceanFirst Financial's total bank deposits decreased by 7.8% year-over-year, from 2.2% to 2%.
What is the long-term trend for OceanFirst Financial's total bank deposits?
Over 5 years (2020 to 2025), OceanFirst Financial's total bank deposits has grown at a 36.0% compound annual growth rate (CAGR), from 0.4% to 2%.
What does total bank deposits mean?
This metric represents the aggregate weighted average interest rate paid across all domestic bank deposit products. It serves as a comprehensive measure of the bank's total cost of interest-bearing liabilities. Tracking this rate is essential for evaluating the bank's overall funding cost efficiency and net interest margin performance.