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OceanFirst Financial OCFC Savings accounts

Savings accounts at other companies

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Other financials

Income statement

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Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

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Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

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Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

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Market cap$1.08B+11.8%
Enterprise value$2.46B+24.8%
P/E15.4×+5.0×
P/S2.6×+0.1×

Profitability

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Net margin17.1%-7.2pp
FCF margin25.9%

Returns & leverage

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Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:WeightedAverageRateDomesticDepositSavings.

The official record: OceanFirst Financial’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's savings accounts?
OceanFirst Financial (OCFC) reported savings accounts of 0.6% in Q4 2025.
How has OceanFirst Financial's savings accounts changed year-over-year?
OceanFirst Financial's savings accounts decreased by 23.6% year-over-year, from 0.7% to 0.6%.
What is the long-term trend for OceanFirst Financial's savings accounts?
Over 5 years (2020 to 2025), OceanFirst Financial's savings accounts has grown at a 61.5% compound annual growth rate (CAGR), from 0.1% to 0.6%.
What does savings accounts mean?
This metric represents the weighted average interest rate paid on domestic savings account balances. It is a measure of the bank's cost of capital for its core retail savings products. A stable or lower rate relative to peers indicates strong deposit gathering capabilities and brand loyalty.