Where do OceanFirst Financial's ratios come from?

Every ratio is computed from OceanFirst Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	17.5%-8.5pp	26%+0.3pp	25.8%-7.8pp	33.6%+2.8pp
Free cash flow margin	19.6%—	——	——	53.7%—
Returns
Return on equity	4.2%-1.7pp	6%-0.5pp	6.4%-3.0pp	9.5%+2.1pp
Return on assets	0.5%-0.2pp	0.7%0.0pp	0.8%-0.4pp	1.2%+0.2pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	1.8×+0.7×	1.1×+0.2×	0.8×-0.9×	1.7×+1.5×
Debt-to-assets	0.2×+0.1×	0.1×0.0×	0.1×-0.1×	0.2×+0.2×
Per Share
Book value per share	$28.95-0.8%	$29.19+3.6%	$28.18+4.7%	$26.91+5.9%
Valuation
Market capitalization	$1.08B+11.8%	$1.06B+3.1%	$1.03B-18.3%	$1.26B-4.7%
Enterprise value	$2.46B+24.8%	$2.73B+21.0%	$2.26B-40.5%	$3.8B+160%
Price / earnings	15.4×+5.0×	10.6×+0.7×	9.9×+1.3×	8.6×-3.4×
Price / sales	2.6×+0.1×	2.8×+0.2×	2.5×-0.3×	2.9×-0.8×
Price / book	0.7×+0.1×	0.6×0.0×	0.6×-0.2×	0.8×-0.1×
EV / sales	6×+0.9×	7.1×+1.5×	5.6×-3.1×	8.7×+4.6×
Free cash flow yield	9.8%—	——	——	18.6%—
Earnings yield	6.4%-3.1pp	9.5%-0.7pp	10.1%-1.5pp	11.7%+3.3pp
Dividend yield	4.3%-0.9pp	4.8%-0.2pp	5%+1.2pp	3.8%+0.4pp

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Where do OceanFirst Financial's ratios come from?: Every ratio is computed from OceanFirst Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.