What is OceanFirst Financial's restricted cash?

OceanFirst Financial (OCFC) reported restricted cash of $0 in Q1 2026.

What is the long-term trend for OceanFirst Financial's restricted cash?

Over 5 years (2020 to 2025), OceanFirst Financial's restricted cash has grown at a -100.0% compound annual growth rate (CAGR), from $46.53M to $0.

What does restricted cash mean?

Cash restricted for specific purposes by contractual, regulatory, or legal requirements — not available for general corporate use.

OceanFirst Financial OCFC Restricted Cash

Restricted Cash at other companies

OFG BancorpOFG

$0—

Claros Mortgage TrustCMTG

$13.66M-35.1%

JPMorgan ChaseJPM

——

Other financials

Income statement

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Revenue$103.2M+5.4%

Net income$20.5M-4.7%

EPS (diluted)$0.36+2.9%

Balance sheet

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Cash & equivalents$137.0M-16.3%

Total debt$1.5B+29.7%

Total equity$1.7B-2.3%

Total assets$14.6B+9.4%

Cash flow

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Operating cash flow$25.2M+1,512%

CapEx$2.0M+5.2%

Free cash flow$23.3M+739%

Valuation

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Market cap$1.09B+11.8%

Enterprise value$2.47B+24.8%

P/E15.5×+5.1×

P/S2.7×+0.1×

Profitability

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Net margin17.1%-7.2pp

FCF margin25.9%—

Returns & leverage

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Return on equity4.1%-1.4pp

Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:RestrictedCash.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's restricted cash?: OceanFirst Financial (OCFC) reported restricted cash of $0 in Q1 2026.
What is the long-term trend for OceanFirst Financial's restricted cash?: Over 5 years (2020 to 2025), OceanFirst Financial's restricted cash has grown at a -100.0% compound annual growth rate (CAGR), from $46.53M to $0.
What does restricted cash mean?: Cash restricted for specific purposes by contractual, regulatory, or legal requirements — not available for general corporate use.