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OceanFirst Financial OCFC Net change in short-term borrowings

Net change in short-term borrowings at other companies

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Valley National BankVLY
-$27.6M-102%
QCR Holdings logo
QCR HoldingsQCRH
-$700K-380%
Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
$34.99M-47.8%
First Financial Bancorp logo
First Financial BancorpFFBC
-$64.92M-246%
Orrstown Financial Services logo
Orrstown Financial ServicesORRF
-$48.27M-1,666%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
-$125.11M-4,668%

Other financials

Income statement

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Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

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Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

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Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

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Market cap$1.08B+11.0%
Enterprise value$2.46B+24.3%
P/E15.4×+5.0×
P/S2.6×+0.1×

Profitability

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Net margin17.1%-7.2pp
FCF margin25.9%

Returns & leverage

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Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromRepaymentsOfShortTermDebt.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's net change in short-term borrowings?
OceanFirst Financial (OCFC) reported net change in short-term borrowings of $12.8M in Q1 2026.
How has OceanFirst Financial's net change in short-term borrowings changed year-over-year?
OceanFirst Financial's net change in short-term borrowings increased by 181.6% year-over-year, from $4.55M to $12.8M.
What is the long-term trend for OceanFirst Financial's net change in short-term borrowings?
Over 3 years (2021 to 2025), OceanFirst Financial's net change in short-term borrowings has grown at a -13.8% compound annual growth rate (CAGR), from -$9.69M to -$6.2M.
What does net change in short-term borrowings mean?
Net change in short-term borrowings — new borrowings minus repayments, presented net due to high volume and short maturities.