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OFG Bancorp OFG Banking — Loan Servicing And Clearing Expenses

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Other financials

Income statement

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Revenue$186.0M+4.1%
Net income$53.9M+18.4%
EPS (diluted)$1.26+26.0%

Balance sheet

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Cash & equivalents$636.5M-10.4%
Total debt$22.1M+6.2%
Total equity$1.4B+5.5%
Total assets$12.0B+2.7%

Cash flow

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Operating cash flow$73.1M-12.0%
CapEx$4.4M+0.1%
Free cash flow$68.8M-12.6%

Valuation

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Market cap$2.03B-5.5%
Enterprise value$1.42B-2.2%
P/E9.5×-1.6×
P/S2.8×-0.3×

Profitability

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Net margin28.9%+1.8pp
FCF margin25.6%-10.0pp

Returns & leverage

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Return on equity16%+0.6pp
Debt / equity0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept ofg:LoanServicingAndClearingExpenses.

The official record: OFG Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OFG Bancorp's banking — loan servicing and clearing expenses?
OFG Bancorp (OFG) reported banking — loan servicing and clearing expenses of $1.86M in Q1 2026.
How has OFG Bancorp's banking — loan servicing and clearing expenses changed year-over-year?
OFG Bancorp's banking — loan servicing and clearing expenses increased by 17.8% year-over-year, from $1.58M to $1.86M.
What is the long-term trend for OFG Bancorp's banking — loan servicing and clearing expenses?
Over 3 years (2022 to 2025), OFG Bancorp's banking — loan servicing and clearing expenses has grown at a -1.5% compound annual growth rate (CAGR), from $7.2M to $6.89M.
What does banking — loan servicing and clearing expenses mean?
Captures the operational costs associated with processing, servicing, and clearing loan portfolios within the banking segment. These expenses are critical for understanding the cost-to-serve for the bank's lending products.