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OFG Bancorp OFG Banking — Loan Servicing And Clearing Expenses

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Other financials

Income statement

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Revenue$190.3M+4.4%
Net income$58.8M+13.5%
EPS (diluted)$1.39+20.9%

Balance sheet

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Cash & equivalents$745.7M-12.5%
Total debt$21.4M+10.4%
Total equity$1.4B+5.5%
Total assets$12.2B-0.6%

Cash flow

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Operating cash flow$53.2M+48.0%
CapEx$8.1M+96.0%
Free cash flow$45.1M+41.8%

Valuation

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Market cap$2.24B+18.5%
Enterprise value$1.51B+43.4%
P/E10.1×+0.5×
P/S+0.4×

Profitability

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Net margin29.5%+2.4pp
FCF margin27.1%-0.2pp

Returns & leverage

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Return on equity16.1%+0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept ofg:LoanServicingAndClearingExpenses.

The source filing: OFG Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 12:28 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001030469-26-000038
Line itemBankingWealth ManagementTreasuryTotal Major SegmentsEliminationsConsolidated Total
Electronic banking charges(12,229)(12,229)(12,229)
Information technology expenses(7,067)(49)(1)(7,117)(7,117)
Professional and service fees(3,832)(953)(54)(4,839)(4,839)
Loan servicing and clearing expenses(1,908)(451)(138)(2,497)(2,497)
Amortization of other intangible assets(231)(231)(231)
Intersegment expenses1,062(594)(468)
Other [2](19,814)(522)(134)(20,470)(20,470)
Total non-interest expense(96,442)(5,267)(1,123)(102,832)(102,832)

Cover / Front Matter

FAQ

What is OFG Bancorp's banking — loan servicing and clearing expenses?
OFG Bancorp (OFG) reported banking — loan servicing and clearing expenses of $1.91M in Q2 2026.
How has OFG Bancorp's banking — loan servicing and clearing expenses changed year-over-year?
OFG Bancorp's banking — loan servicing and clearing expenses increased by 11.9% year-over-year, from $1.71M to $1.91M.
What is the long-term trend for OFG Bancorp's banking — loan servicing and clearing expenses?
Over 3 years (2022 to 2025), OFG Bancorp's banking — loan servicing and clearing expenses has grown at a -1.5% compound annual growth rate (CAGR), from $7.2M to $6.89M.
What does banking — loan servicing and clearing expenses mean?
Captures the operational costs associated with processing, servicing, and clearing loan portfolios within the banking segment. These expenses are critical for understanding the cost-to-serve for the bank's lending products.

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