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SoFi Technologies, Inc. SOFI Lending — Loan Origination And Servicing Expenses

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Other financials

Income statement

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Revenue$1.1B+42.6%
Gross profit$929.2M+46.1%
Net income$166.7M+134%
EPS (diluted)$0.12+100%

Balance sheet

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Cash & equivalents$3.8B+38.5%
Total debt$1.9B-39.0%
Total equity$10.8B+61.9%
Total assets$53.7B+42.2%

Cash flow

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Operating cash flow-$2.3B-10,866%
CapEx$67.6M+28.4%
Free cash flow-$2.4B-7,560%

Valuation

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Market cap$23B+26.2%
Enterprise value$21.15B+8.5%
P/E39.9×+7.4×
P/S5.8×-0.1×

Profitability

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Gross margin83.6%+1.4pp
Net margin14.6%-2.6pp
FCF margin-160.7%-834pp

Returns & leverage

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Return on equity6.6%-1.1pp
Debt / equity0.2×-0.3×
Current ratio0.2×

Where this comes from

Reported directly by SoFi Technologies, Inc. in its filing.

Tagged under the XBRL concept sofi:LoanOriginationAndServicingExpenses.

The official record: SoFi Technologies, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SoFi Technologies, Inc.'s lending — loan origination and servicing expenses?
SoFi Technologies, Inc. (SOFI) reported lending — loan origination and servicing expenses of $24.7M in Q1 2026.
How has SoFi Technologies, Inc.'s lending — loan origination and servicing expenses changed year-over-year?
SoFi Technologies, Inc.'s lending — loan origination and servicing expenses increased by 31.9% year-over-year, from $18.72M to $24.7M.
What is the long-term trend for SoFi Technologies, Inc.'s lending — loan origination and servicing expenses?
Over 3 years (2022 to 2025), SoFi Technologies, Inc.'s lending — loan origination and servicing expenses has grown at a 26.6% compound annual growth rate (CAGR), from $41.54M to $84.22M.
What does lending — loan origination and servicing expenses mean?
Operational costs directly associated with processing, underwriting, and servicing loan products. This reflects the efficiency of the company's internal loan processing infrastructure.