Business Segments · Loan Origination And Servicing Expenses
Lending — Loan Origination And Servicing Expenses
SoFi Technologies, Inc. Lending — Loan Origination And Servicing Expenses increased by 8.4% to $24.70M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 31.9%, from $18.72M to $24.70M. Over 3 years (FY 2022 to FY 2025), Lending — Loan Origination And Servicing Expenses shows an upward trend with a 26.6% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2022
Last reportedQ1 2026
How to read this metric
Lower costs relative to loan volume indicate improved operational efficiency and scalability.
Detailed definition
Operational costs directly associated with processing, underwriting, and servicing loan products. This reflects the effi...
Peer comparison
Loan processing and servicing overhead at financial institutions.
Metric ID:
sofi_segment_lending_loan_origination_and_servicing_expensesHistorical Data
17 periods
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $10.38M | $10.38M | $10.38M | $10.38M | $11.56M | $11.56M | $11.56M | $11.56M | $10.43M | $12.18M | $14.46M | $14.34M | $18.72M | $19.63M | $23.07M | $22.79M | $24.70M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +11.3% | +0.0% | +0.0% | +0.0% | -9.8% | +16.8% | +18.7% | -0.9% | +30.6% | +4.9% | +17.5% | -1.2% | +8.4% |
| YoY Change | — | — | — | — | +11.3% | +11.3% | +11.3% | +11.3% | -9.8% | +5.4% | +25.1% | +24.0% | +79.5% | +61.2% | +59.5% | +58.9% | +31.9% |
Range$10.38M – $24.70M
CAGR+24.2%
Avg YoY Growth+29.3%
Median YoY Growth+24.0%
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Frequently Asked Questions
- What is SoFi Technologies, Inc.'s lending — loan origination and servicing expenses?
- SoFi Technologies, Inc. (SOFI) reported lending — loan origination and servicing expenses of $24.70M in Q1 2026.
- How has SoFi Technologies, Inc.'s lending — loan origination and servicing expenses changed year-over-year?
- SoFi Technologies, Inc.'s lending — loan origination and servicing expenses increased by 31.9% year-over-year, from $18.72M to $24.70M.
- What is the long-term trend for SoFi Technologies, Inc.'s lending — loan origination and servicing expenses?
- Over 3 years (2022 to 2025), SoFi Technologies, Inc.'s lending — loan origination and servicing expenses has grown at a 26.6% compound annual growth rate (CAGR), from $41.54M to $84.22M.
- What does lending — loan origination and servicing expenses mean?
- Costs to process and manage loans.