Where do OFG Bancorp's ratios come from?

Every ratio is computed from OFG Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

OFG Bancorp OFG Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	28.9%+0.9pp	28%+0.7pp	27.3%+0.2pp	27.1%0.0pp	27.1%-0.7pp
Free cash flow margin	25.6%-1.6pp	27.3%+2.6pp	24.7%-2.7pp	27.4%-8.3pp	35.6%+3.2pp
Returns
Return on equity	16%+0.5pp	15.5%+0.7pp	14.8%-0.4pp	15.2%-0.3pp	15.5%-0.7pp
Return on assets	1.8%+0.1pp	1.7%0.0pp	1.7%0.0pp	1.7%0.0pp	1.7%0.0pp
Efficiency
Asset turnover	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Per Share
Book value per share	$31.82+2.5%	$31.05+0.8%	$30.80+3.9%	$29.63+4.1%	$28.46+6.4%
Valuation
Market capitalization	$1.72B-4.6%	$1.8B-7.0%	$1.94B+1.6%	$1.91B+4.8%	$1.82B-6.4%
Enterprise value	$1.1B+40.8%	$784.11M-35.8%	$1.22B+13.7%	$1.07B-4.9%	$1.13B-17.8%
Price / earnings	8.1×-0.7×	8.8×-0.9×	9.7×-0.1×	9.8×+0.4×	9.4×-0.4×
Price / sales	2.3×-0.1×	2.5×-0.2×	2.7×0.0×	2.7×+0.1×	2.5×-0.2×
Price / book	1.3×0.0×	1.3×-0.1×	1.4×0.0×	1.4×0.0×	1.4×-0.1×
EV / sales	1.5×+0.4×	1.1×-0.6×	1.7×+0.2×	1.5×-0.1×	1.6×-0.4×
Free cash flow yield	11%0.0pp	11.1%+1.8pp	9.3%-1.0pp	10.3%-3.7pp	14%+2.1pp
Earnings yield	12.4%+1.0pp	11.4%+1.1pp	10.3%+0.1pp	10.2%-0.5pp	10.7%+0.5pp
Dividend yield	3.1%+0.2pp	2.9%+0.3pp	2.6%+0.1pp	2.5%0.0pp	2.6%+0.2pp
PEG ratio	0.8×-1.7×	2.5×-1.2×	3.7×-4.1×	7.8×+5.8×	2×+0.9×

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Questions, answered.

Where do OFG Bancorp's ratios come from?: Every ratio is computed from OFG Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.