OFG Bancorp OFG Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 28.9%+1.8pp | 28%+0.2pp | 27.3%0.0pp | 27.1%0.0pp | 27.1%+0.6pp | |
| Free cash flow margin | 25.6%-10.0pp | 27.3%-5.2pp | 24.7%-17.2pp | 27.4%-19.4pp | 35.6%-4.9pp | |
| Returns | ||||||
| Return on equity | 16%+0.6pp | 15.5%-0.7pp | 14.8%-1.3pp | 15.2%-1.3pp | 15.5%-0.6pp | |
| Return on assets | 1.8%+0.1pp | 1.7%0.0pp | 1.7%-0.1pp | 1.7%-0.1pp | 1.7%-0.1pp | |
| Efficiency | ||||||
| Asset turnover | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | ||||||
| Book value per share | $31.82+11.8% | $31.05+16.1% | $30.80+9.5% | $29.63+13.8% | $28.46+10.9% | |
| Valuation | ||||||
| Market capitalization | $1.72B-5.5% | $1.8B-7.3% | $1.94B-8.2% | $1.91B+8.0% | $1.82B+4.9% | |
| Enterprise value | $1.1B-2.2% | $784.11M-42.9% | $1.22B-15.9% | $1.07B+2.6% | $1.13B+12.5% | |
| Price / earnings | 8.1×-1.3× | 8.8×-1.0× | 9.7×-1.1× | 9.8×+0.6× | 9.4×0.0× | |
| Price / sales | 2.3×-0.2× | 2.5×-0.3× | 2.7×-0.3× | 2.7×+0.2× | 2.5×+0.1× | |
| Price / book | 1.3×-0.1× | 1.3×-0.3× | 1.4×-0.2× | 1.4×0.0× | 1.4×0.0× | |
| EV / sales | 1.5×-0.1× | 1.1×-0.9× | 1.7×-0.4× | 1.5×0.0× | 1.6×+0.1× | |
| Free cash flow yield | 11%-3.0pp | 11.1%-0.8pp | 9.3%-4.8pp | 10.3%-8.5pp | 14%-2.3pp | |
| Earnings yield | 12.4%+1.8pp | 11.4%+1.2pp | 10.3%+1.1pp | 10.2%-0.7pp | 10.7%0.0pp | |
| Dividend yield | 3.1%+0.5pp | 2.9%+0.5pp | 2.6%+0.5pp | 2.5%+0.1pp | 2.6%+0.2pp | |
| PEG ratio | 0.8×-1.2× | 2.5×+1.4× | 3.7×+2.1× | 7.8×+6.5× | 2×+0.4× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do OFG Bancorp's ratios come from?
- Every ratio is computed from OFG Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
