OFG Bancorp OFG Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Net Income by Business | ||||||
| Banking | $27.11M+89.1% | $21.32M+54.5% | $17.96M+27.1% | $19.84M-0.6% | $14.34M-25.5% | |
| Treasury | $22.77M-17.7% | $28.12M+1.2% | $29.66M+1.8% | $27.51M-3.0% | $27.67M-0.7% | |
| Wealth Management | $4.06M+13.9% | $6.45M-26.4% | $4.22M+13.1% | $4.45M+58.7% | $3.56M+38.0% | |
| Non-interest income, net by Business | ||||||
| Banking | $23.02M+11.2% | $19.97M+0.8% | $20.23M+5.8% | $21.3M-13.8% | $20.7M-10.3% | |
| Treasury | $0— | $0— | $1.95M+194,400% | $2K-98.0% | $0+100% | |
| Wealth Management | $9.14M+3.7% | $11.6M-15.6% | $9.28M+19.7% | $9.13M+19.3% | $8.82M+19.6% | |
| Segment Reporting, Other Segment Item, Occupancy, Net by Business | ||||||
| Banking | $8.46M-11.3% | $10.19M-0.4% | $9.52M+0.5% | $9.34M+5.3% | $9.54M+8.0% | |
| Treasury | $14K-12.5% | $19K-17.4% | $19K-42.4% | $18K-43.8% | $16K-51.5% | |
| Wealth Management | $124K-30.3% | $120K-34.4% | $179K-4.8% | $191K+4.9% | $178K+6.0% | |
| Segment Reporting, Other Segment Item, Amount by Business | ||||||
| Banking | $15.09M+3.3% | $15.23M-10.3% | $13.64M+1.9% | $13.87M+5.2% | $14.6M+15.7% | |
| Treasury | $162K+24.6% | $126K— | $124K-71.4% | $124K-68.8% | $130K-67.2% | |
| Wealth Management | $478K+28.2% | $532K— | $582K-36.9% | $390K-57.3% | $373K-54.8% | |
| Interest Income by Business | ||||||
| Banking | $159.78M+3.1% | $159.82M+2.0% | $163.17M+4.6% | $158.78M+2.0% | $155.03M+2.7% | |
| Treasury | $35.67M+0.7% | $38.8M+12.8% | $38.42M+12.5% | $36.98M+12.3% | $35.43M+5.8% | |
| Wealth Management | $5K0.0% | $5K-28.6% | $5K-16.7% | $6K+50.0% | $5K-44.4% | |
| Income Tax by Business | ||||||
| Banking | $14.8M+7.2% | —— | $9.48M-35.7% | $14.04M-30.2% | $13.81M-24.0% | |
| Treasury | $53K+3.9% | $82K+95.2% | $52K+30.0% | $41K+7.9% | $51K+10.9% | |
| Wealth Management | $0-100% | $0— | $0-100% | $0+100% | $17K+30.8% | |
| Segment Reporting, Other Segment Item, Amortization of Intangible Assets by Business | ||||||
| Banking | $231K-19.8% | $289K-16.5% | $288K-17.0% | $289K-16.5% | $288K-16.8% | |
| Treasury | $0— | $0— | $0— | $0— | $0— | |
| Wealth Management | $0— | $0— | $0— | $0— | $0— | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest by Business | ||||||
| Banking | $41.92M+48.9% | $12.76M-21.2% | $27.44M-5.0% | $33.88M-15.4% | $28.15M-24.8% | |
| Treasury | $22.82M-17.7% | $28.2M+1.4% | $29.71M+1.8% | $27.55M-3.0% | $27.72M-0.7% | |
| Wealth Management | $4.06M+13.4% | $6.45M-26.4% | $4.22M+13.0% | $4.45M+59.0% | $3.58M+38.0% | |
| Interest Income (Expense), Operating by Business | ||||||
| Banking | $128.73M+6.8% | $123.48M+2.4% | $125.82M+6.7% | $123.35M+4.5% | $120.5M+4.6% | |
| Treasury | $25.08M-12.2% | $29.26M+2.4% | $28.9M-3.5% | $28.57M-2.5% | $28.57M-1.3% | |
| Wealth Management | $5K0.0% | $5K-28.6% | $5K-16.7% | $6K+50.0% | $5K-44.4% | |
| Noninterest Expense by Business | ||||||
| Banking | $87.36M0.0% | $98.82M+5.1% | $90.4M+4.2% | $89.1M+2.3% | $87.36M+2.1% | |
| Treasury | $2.26M+165% | $1.04M+39.5% | $1.09M+30.7% | $1.02M+1.5% | $851K-19.5% | |
| Wealth Management | $5.09M-2.9% | $5.16M+3.5% | $5.06M+25.8% | $4.69M-3.6% | $5.24M+9.5% | |
| Total Assets by Business | ||||||
| Banking | $10.05B+5.0% | $10.04B+5.6% | $9.99B+4.6% | $10.01B+6.9% | $9.57B+4.8% | |
| Treasury | $3.33B-0.7% | $3.77B+18.1% | $3.56B+12.9% | $3.47B+13.5% | $3.35B+6.6% | |
| Wealth Management | $33.94M-9.8% | $30.74M-10.2% | $30.11M-18.1% | $40.32M+11.3% | $37.65M+15.5% | |
| Intersegment Expenses by Business | ||||||
| Banking | -$1.03M-24.6% | -$1.02M+61.9% | -$1.18M— | -$975K-135% | -$830K-95.8% | |
| Treasury | $449K+44.8% | $415K-61.1% | $569K— | $405K+135% | $310K+97.5% | |
| Wealth Management | $585K+12.5% | $607K-62.3% | $614K— | $570K+135% | $520K+94.8% | |
| Interest Expense, Operating by Business | ||||||
| Banking | $31.05M-10.1% | $36.34M+0.5% | $37.35M-1.7% | $35.43M-5.9% | $34.53M-3.7% | |
| Treasury | $10.59M+54.3% | $9.53M+63.5% | $9.53M+126% | $8.41M+131% | $6.86M+50.9% | |
| Wealth Management | $0— | $0— | $0— | $0— | $0— | |
| Labor and Related Expense by Business | ||||||
| Banking | $38.46M+4.6% | $40.16M+1.3% | $37.05M+1.9% | $36.96M+2.9% | $36.79M-1.3% | |
| Treasury | $322K+17.1% | $294K+19.5% | $268K+12.6% | $283K+16.0% | $275K+5.4% | |
| Wealth Management | $2.57M-10.7% | $2.64M-14.1% | $2.52M+35.2% | $2.32M0.0% | $2.87M+26.5% | |
| Depreciation, Depletion and Amortization by Business | ||||||
| Banking | $4.8M-5.3% | $4.99M+3.8% | $5.26M-2.9% | $5.07M-4.4% | $5.07M-3.9% | |
| Treasury | $11K+120% | $5K+25.0% | $5K0.0% | $5K0.0% | $5K0.0% | |
| Wealth Management | $10K-23.1% | $12K-63.6% | $13K+160% | $12K+140% | $13K+160% | |
| Financing Receivable, Credit Loss, Expense (Reversal) by Business | ||||||
| Banking | $22.48M-12.5% | $31.87M+5.5% | $28.22M+31.7% | $21.68M+39.1% | $25.69M+68.7% | |
| Treasury | $4K+300% | $20K+500% | $42K+162% | $0+100% | -$2K+98.1% | |
| Wealth Management | $0— | $0— | $0— | $0— | $0— | |
| Goodwill by Business | ||||||
| Banking | $84.06M0.0% | $84.06M0.0% | $84.06M0.0% | $84.06M0.0% | $84.06M0.0% | |
| Treasury | $0— | $0— | $0— | $0— | $0— | |
| Wealth Management | $178K0.0% | $178K0.0% | $178K0.0% | $178K0.0% | $178K0.0% | |
| Expenditures for long-lived assets by Business | ||||||
| Banking | $4.36M+0.2% | $5.9M+45.3% | $3.98M-37.5% | $4.15M-12.0% | $4.35M-29.7% | |
| Treasury | $0— | $2K— | $0— | $0— | $0— | |
| Wealth Management | $0-100% | $0— | $2K— | $0— | $1K— | |
| Information technology expenses by Business | ||||||
| Banking | $6.56M+5.2% | $6.99M-6.3% | $6.75M-1.2% | $6.64M+1.4% | $6.24M-4.9% | |
| Treasury | $0+100% | $0— | $6K+500% | $0— | -$6K— | |
| Wealth Management | $37K-32.7% | $43K-14.0% | $50K-26.5% | $42K+90.9% | $55K+17.0% | |
| Loan Servicing And Clearing Expenses by Business | ||||||
| Banking | $1.86M+17.8% | $1.86M+17.6% | $1.75M+24.4% | $1.71M+13.4% | $1.58M+9.2% | |
| Treasury | $135K+98.5% | $130K-40.6% | $126K+68.0% | $130K+19.3% | $68K-51.4% | |
| Wealth Management | $573K-2.9% | $459K+40.4% | $412K+27.2% | $337K+21.7% | $590K+12.0% | |
| Electronic Banking Charges by Business | ||||||
| Banking | $8.6M-11.0% | $12.48M+8.2% | $12.66M+37.0% | $12.28M+5.0% | $9.67M-6.7% | |
| Treasury | $0— | $0— | $0— | $0— | $0— | |
| Wealth Management | $0— | $0— | $0— | $0— | $0— | |
| Professional Fees by Business | ||||||
| Banking | $4.33M-2.1% | $7.65M+86.9% | $4.68M+9.3% | $3.94M-5.7% | $4.42M+35.7% | |
| Treasury | $1.16M+2,094% | $52K+23.8% | -$31K-167% | $53K+20.5% | $53K-18.5% | |
| Wealth Management | $719K+12.0% | $741K+14.5% | $690K+6.2% | $825K-8.2% | $642K-5.4% | |
| Total Loans by Geography | ||||||
| Puerto Rico | $1.93M— | $1.91M— | $2.6M+335% | $1.47M+93.2% | —— | |
| UNITED STATES | $12.99M-51.5% | $19.78M+27.3% | $26.01M+165% | $35.33M+1,203% | $26.78M+153% | |
| Total loans by Geography | ||||||
| Domestic - Puerto Rico | $2.68B+10.5% | $2.66B+10.9% | $2.55B+4.7% | $2.6B+7.3% | $2.43B+5.0% | |
| US – Federal | $871.64M+19.8% | $829.98M+17.9% | $831.73M+22.2% | $825.25M+24.7% | $727.41M-1.8% | |
| Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff by Geography | ||||||
| Domestic - Puerto Rico | $71K-98.8% | $4.07M+696% | $1.43M+925% | —— | $5.85M+64.4% | |
| US – Federal | $3.93M-40.6% | $54K-82.8% | $3.65M— | —— | $6.62M+278% | |
| Percentage of total class of financing receivable. by Geography | ||||||
| Domestic - Puerto Rico | 0%— | —— | 0.1%— | 0.1%— | 0%— | |
| US – Federal | 0%— | —— | 0%— | 1.2%— | —— | |
| Financing Receivable, Excluding Accrued Interest, Nonaccrual by Geography | ||||||
| Domestic - Puerto Rico | $50.29M+278% | $49.67M+238% | $15.07M-14.0% | $14.69M-33.2% | $13.3M-12.6% | |
| US – Federal | $33.71M+9.3% | $37.58M+55.3% | $38.36M+106% | $39.32M+214% | $30.85M+66.1% | |
| Prior by Geography | ||||||
| Domestic - Puerto Rico | $320.51M+39.5% | $196.24M+1.7% | $212.94M-4.3% | $221.85M-6.7% | $229.7M-7.0% | |
| US – Federal | $46.99M+12.9% | $25.89M-6.0% | $33.56M+14.1% | $34.52M-1.1% | $41.63M+16.9% | |
| Revolving Loans Amortized Cost Basis, gross charge-offs by Geography | ||||||
| Domestic - Puerto Rico | $0— | $0— | $0— | $0— | $0— | |
| US – Federal | $0— | $0— | $0— | $0— | $0— | |
| Term loans amortized by cost basis, in current fiscal year, gross charge-offs by Geography | ||||||
| Domestic - Puerto Rico | $59K+211% | $3K0.0% | $5K— | —— | $19K-80.8% | |
| US – Federal | $0— | $0— | $0— | $0— | $0— | |
| Prior, charge-offs by Geography | ||||||
| Domestic - Puerto Rico | $2K-99.9% | $1.94M+808% | $246K+1,657% | —— | $2.51M+35,729% | |
| US – Federal | $0— | $0-100% | $0— | $0-100% | $0-100% | |
| Term loans amortized by cost basis, in current fiscal year by Geography | ||||||
| Domestic - Puerto Rico | $67.48M-56.2% | $309.46M+41.2% | $235.55M+60.9% | $212.41M+92.2% | $154.17M+64.3% | |
| US – Federal | $64.49M+286% | $214.86M+189% | $139.65M+133% | $105.65M+140% | $16.69M+69.3% | |
| Term loans amortized by cost basis, in one year prior to current fiscal year, gross charge-offs by Geography | ||||||
| Domestic - Puerto Rico | $0-100% | —— | $35K-62.0% | —— | $43K— | |
| US – Federal | $0— | $0— | $0— | $0— | $0— | |
| Amortized cost basis. by Geography | ||||||
| Domestic - Puerto Rico | $89K— | —— | $1.18M— | $716K— | $0— | |
| US – Federal | $0— | —— | $0— | $10.17M— | —— | |
| Non-accrual with Allowance for Credit Loss by Geography | ||||||
| Domestic - Puerto Rico | $49.94M+635% | $49.23M+661% | $7.28M-10.5% | $6.7M+3.9% | $6.8M+0.5% | |
| US – Federal | $33.71M+9.3% | $37.58M+76.3% | $38.36M+106% | $39.32M+214% | $30.85M+66.1% | |
| Term loans amortized by cost basis, in three years prior to current fiscal year, gross charge-offs by Geography | ||||||
| Domestic - Puerto Rico | $4K-99.6% | —— | $1.08M+35,900% | —— | $1.09M-67.0% | |
| US – Federal | $0-100% | $45K— | —— | —— | $2.96M+69.4% | |
| Non-accrual with no Allowance for Credit Loss by Geography | ||||||
| Domestic - Puerto Rico | $352K-95.2% | $442K-94.6% | $7.8M-17.0% | $8.41M-45.9% | $7.34M-13.2% | |
| US – Federal | $0— | $0-100% | $0— | $0— | $0— | |
| Term loans amortized by cost basis, in two years prior to current fiscal year, gross charge-offs by Geography | ||||||
| Domestic - Puerto Rico | $10K-99.5% | $2.09M+6,632% | $40K+33.3% | -$2.13M-2,726% | $2.13M+1,263% | |
| US – Federal | $0-100% | $9K— | $0— | -$9K-102% | $9K— | |
| Term loans amortized by cost basis, in four years prior to current fiscal year, gross charge-offs by Geography | ||||||
| Domestic - Puerto Rico | $0-100% | $150K— | $8K— | —— | $184K— | |
| US – Federal | $3.93M+7.9% | $0— | $3.65M— | -$3.65M— | $3.65M— | |
| Term loans amortized by cost basis, in one year prior to current fiscal year by Geography | ||||||
| Domestic - Puerto Rico | $310.47M+82.2% | $154.94M-42.6% | $170.2M-38.5% | $169.08M-40.2% | $170.41M-39.3% | |
| US – Federal | $213.78M+188% | $59.07M-56.7% | $59.46M-56.7% | $63.68M-53.9% | $74.19M-51.2% | |
| Term loans amortized by cost basis, in three years prior to current fiscal year by Geography | ||||||
| Domestic - Puerto Rico | $208.32M-5.2% | $168.56M-15.1% | $206.04M+3.2% | $211.8M+5.3% | $219.82M+10.4% | |
| US – Federal | $104.29M+175% | $28.42M-54.5% | $36.24M-44.0% | $36.94M-44.7% | $37.97M-51.0% | |
| Term loans amortized by cost basis, in two years prior to current fiscal year by Geography | ||||||
| Domestic - Puerto Rico | $156.76M-38.4% | $197.06M-17.1% | $220.21M-7.9% | $250.55M+8.2% | $254.57M+17.8% | |
| US – Federal | $58.93M-55.0% | $111.06M+130% | $112.71M+131% | $123.25M+136% | $130.89M+84.4% | |
| Revolving Loans Amortized Cost Basis by Geography | ||||||
| Domestic - Puerto Rico | $682.26M+39.9% | $684.84M+41.1% | $543.43M+4.5% | $601.67M+13.9% | $487.62M+8.5% | |
| US – Federal | $361.08M-1.1% | $361.3M+7.8% | $420.08M+31.5% | $404.82M+36.6% | $365.23M+0.3% | |
| Term loans amortized by cost basis, in four years prior to current fiscal year by Geography | ||||||
| Domestic - Puerto Rico | $165.93M-15.5% | $174.22M+60.3% | $177.01M+62.3% | $189.3M+64.1% | $196.37M+68.3% | |
| US – Federal | $22.08M-63.7% | $29.38M+45.9% | $30.04M+43.8% | $56.41M+91.4% | $60.81M+99.5% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does OFG Bancorp break its business down?
- OFG Bancorp (OFG) reports net income by business across 3 parts — Banking, Treasury and Wealth Management. Each is extracted from the segment footnotes and tracked over time.
- Where does OFG Bancorp's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in OFG Bancorp's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
