OFG Bancorp OFG Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 28%+0.2pp | 27.8%+1.5pp | 26.4%-0.7pp | 27.1%0.0pp | |
| Free cash flow margin | 27.3%-5.2pp | 32.5%-7.8pp | 40.3%+18.6pp | 21.7%+7.3pp | |
| Returns | |||||
| Return on equity | 15.5%-0.7pp | 16.2%-0.1pp | 16.3%+0.5pp | 15.7%+2.2pp | |
| Return on assets | 1.7%0.0pp | 1.7%0.0pp | 1.7%0.0pp | 1.7%+0.2pp | |
| Efficiency | |||||
| Asset turnover | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Leverage | |||||
| Debt-to-equity | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | |||||
| Book value per share | $31.05+16.1% | $26.74+6.6% | $25.10+16.6% | $21.52+3.4% | |
| Valuation | |||||
| Market capitalization | $1.8B-7.3% | $1.94B+10.1% | $1.76B+34.6% | $1.31B-1.0% | |
| Enterprise value | $784.11M-42.9% | $1.37B+32.0% | $1.04B+32.0% | $787.75M+218% | |
| Price / earnings | 8.8×-1.0× | 9.8×+0.1× | 9.7×+1.8× | 7.9×-1.2× | |
| Price / sales | 2.5×-0.3× | 2.7×+0.2× | 2.6×+0.4× | 2.1×-0.3× | |
| Price / book | 1.3×-0.3× | 1.5×+0.1× | 1.5×+0.2× | 1.3×0.0× | |
| EV / sales | 1.1×-0.9× | 1.9×+0.4× | 1.5×+0.2× | 1.3×+2.5× | |
| Free cash flow yield | 11.1%-0.8pp | 11.9%-3.8pp | 15.7%+5.6pp | 10.2%+4.3pp | |
| Earnings yield | 11.4%+1.2pp | 10.2%-0.1pp | 10.3%-2.4pp | 12.7%+1.6pp | |
| Dividend yield | 2.9%+0.5pp | 2.4%0.0pp | 2.3%0.0pp | 2.3%+0.8pp | |
| PEG ratio | 2.5×+1.4× | 1.1×+0.1× | 1×+0.5× | 0.6×+0.5× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do OFG Bancorp's ratios come from?
- Every ratio is computed from OFG Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.