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OP Bancorp OPBK Q2 2026 earnings

Reported July 23, 2026 · After market close

Revenue$25.7MBeat by $569.0K
EPS$0.53Beat by $0.09
Revenue estimate$25.2M
EPS estimate$0.45
We delivered another quarter of strong financial performance, highlighted by net income of $8.0 million and diluted EPS of $0.53. Our results were driven by continued revenue growth, a reversal of provision for credit losses reflecting the strength of our credit portfolio, and ongoing improvements in operating efficiency. We also maintained solid balance sheet growth, with increases in both loans and deposits, while preserving strong asset quality and capital levels. As we enter the second half of 2026, we remain committed to driving sustainable growth while maintaining disciplined risk management and operating efficiency
Sang K. Oh

Next report

Oct 22, 2026 (in a month)
Revenue estimate$26.5M
EPS estimate$0.53

Financials

Q2 2026

Income statement

See full
Revenue$25.7M+8.6%
Net income$8.0M+26.0%
EPS (diluted)$0.53+26.2%

Balance sheet

See full
Cash & equivalents$175.1M-14.8%
Total debt$9.9M-19.4%
Total equity$238.6M+11.7%
Total assets$2.7B+7.0%

Cash flow

See full
CapEx$127.0K-82.4%

Valuation & ratios

Valuation

as of 09/16/26
See full
Market cap$231.16M+9.3%
Enterprise value$65.97M+259%
P/E-1.5×
P/S2.3×-0.1×

Profitability

See full
Net margin29.2%+3.9pp

Returns & leverage

See full
Return on equity12.8%+1.9pp
Debt / equity0.0×

FAQ

When did OP Bancorp report Q2 2026 earnings?
OP Bancorp (OPBK) reported Q2 2026 earnings on July 23, 2026 after market close.
What were OP Bancorp's Q2 2026 revenue and EPS?
OP Bancorp reported revenue of $25.7M and eps of $0.53 for Q2 2026.
Did OP Bancorp beat estimates in Q2 2026?
Revenue beat the consensus estimate of $25.2M by $569.0K. EPS beat the consensus estimate of $0.45 by $0.09.
How did OP Bancorp's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 8.6% from $23.7M a year earlier and eps grew 26.2% from $0.42.
Where can I find OP Bancorp's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001722010-26-000018) and the 10-Q periodic report (0001722010-26-000020) directly on SEC EDGAR. The filing index links above go to sec.gov.