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OP Bancorp OPBK Q3 2025 earnings

Reported October 23, 2025 · Before market open

Revenue$24.5MMiss by $74.0K
EPS$0.45Beat by $0.01
Revenue estimate$24.6M
EPS estimate$0.44

Next report

Oct 22, 2026 (in a month)
Revenue estimate$26.5M
EPS estimate$0.53

Financials

Q3 2025

Income statement

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Revenue$24.5M+18.0%
Net income$6.7M+23.3%
EPS (diluted)$0.45+25.0%

Balance sheet

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Cash & equivalents$166.7M0.0%
Total debt$11.8M+40.5%
Total equity$221.5M+8.8%
Total assets$2.6B+9.5%

Cash flow

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Operating cash flow$23.9M+79.6%
CapEx$554.0K-4.5%
Free cash flow$23.4M+83.4%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$207.21M+11.7%
Enterprise value$52.29M+92.1%
P/E8.8×+0.1×
P/S2.3×0.0×

Profitability

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Net margin25.7%-0.7pp
FCF margin26.6%-4.7pp

Returns & leverage

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Return on equity11.1%+0.1pp
Debt / equity0.1×0.0×

FAQ

When did OP Bancorp report Q3 2025 earnings?
OP Bancorp (OPBK) reported Q3 2025 earnings on October 23, 2025 before market open.
What were OP Bancorp's Q3 2025 revenue and EPS?
OP Bancorp reported revenue of $24.5M and eps of $0.45 for Q3 2025.
Did OP Bancorp beat estimates in Q3 2025?
Revenue missed the consensus estimate of $24.6M by $74.0K. EPS beat the consensus estimate of $0.44 by $0.01.
How did OP Bancorp's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 18.0% from $20.7M a year earlier and eps grew 25.0% from $0.36.
Where can I find OP Bancorp's Q3 2025 SEC filings?
You can read the 8-K earnings release (0001722010-25-000011) and the 10-Q periodic report (0001722010-25-000014) directly on SEC EDGAR. The filing index links above go to sec.gov.