OP Bancorp OPBK Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 28.2%+1.1pp | 27.1%+1.4pp | 25.7%+0.4pp | 25.3%+0.1pp | 25.3%-0.4pp | |
| Free cash flow margin | 27.6%+2.9pp | 24.7%-1.9pp | 26.6%+11.0pp | 15.6%-28.2pp | 43.8%+7.6pp | |
| Returns | ||||||
| Return on equity | 12.3%+0.5pp | 11.8%+0.8pp | 11.1%+0.2pp | 10.9%+0.3pp | 10.6%0.0pp | |
| Return on assets | 1%0.0pp | 1%+0.1pp | 0.9%0.0pp | 0.9%0.0pp | 0.9%0.0pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0×0.0× | 0×0.0× | 0.1×0.0× | 0.1×0.0× | 0×0.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | ||||||
| Book value per share | $15.59— | —— | $14.85+3.2% | $14.38+1.7% | $14.14— | |
| Valuation | ||||||
| Market capitalization | $223.26M+21.9% | $210.18M+1.4% | $207.21M+13.9% | $181.9M+2.1% | $178.13M-23.9% | |
| Enterprise value | $73.51M-1,032% | $54.05M+3.4% | $52.29M+565% | -$11.25M+2.5% | -$11.53M-111% | |
| Price / earnings | 8.2×0.0× | 8.2×-0.6× | 8.8×+0.6× | 8.2×-0.2× | 8.3×-2.8× | |
| Price / sales | 2.3×+0.2× | 2.2×0.0× | 2.3×+0.2× | 2.1×0.0× | 2.1×-0.8× | |
| Price / book | 1×+0.1× | 0.9×0.0× | 0.9×+0.1× | 0.9×0.0× | 0.8×-0.3× | |
| EV / sales | 0.8×+0.9× | 0.6×0.0× | 0.6×+0.7× | -0.1×0.0× | -0.1×-1.4× | |
| Free cash flow yield | 11.9%+4.4pp | 11.1%-0.7pp | 11.8%+4.2pp | 7.6%-13.3pp | 20.8%+8.2pp | |
| Earnings yield | 12.1%+0.1pp | 12.2%+0.8pp | 11.4%-0.9pp | 12.3%+0.2pp | 12%+3.0pp | |
| Dividend yield | 3.2%-0.7pp | 3.4%0.0pp | 3.4%-0.5pp | 3.9%-0.1pp | 4%+0.9pp | |
| PEG ratio | 0.3×-1.0× | 0.4×-0.4× | 0.8×-0.5× | 1.3×— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do OP Bancorp's ratios come from?
- Every ratio is computed from OP Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
