OP Bancorp OPBK Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 27.1%+1.4pp | 25.7%-3.2pp | 28.9%-6.4pp | 35.2%-2.2pp | |
| Free cash flow margin | 24.7%-11.5pp | 36.2%-44.9pp | 81.1%-6.0pp | 87.1%— | |
| Returns | |||||
| Return on equity | 11.8%+1.2pp | 10.6%-2.3pp | 12.9%-6.5pp | 19.5%+0.8pp | |
| Return on assets | 1%+0.1pp | 0.9%-0.2pp | 1.1%-0.6pp | 1.7%-0.1pp | |
| Efficiency | |||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | |||||
| Debt-to-equity | 0×0.0× | 0×0.0× | 0×0.0× | 0.1×0.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Valuation | |||||
| Market capitalization | $223.26M+21.9% | $234.17M+42.3% | $164.55M-3.1% | $169.72M-12.1% | |
| Enterprise value | $73.51M-1,032% | $107.09M+29.5% | $82.67M-14.7% | $96.97M+10.2% | |
| Price / earnings | 8.2×0.0× | 11.1×+4.2× | 6.9×+1.8× | 5.1×-1.6× | |
| Price / sales | 2.3×+0.2× | 2.9×+0.9× | 2×+0.2× | 1.8×-0.7× | |
| Price / book | 1×+0.1× | 1.1×+0.3× | 0.9×-0.1× | 1×-0.2× | |
| EV / sales | 0.8×+0.9× | 1.3×+0.3× | 1×0.0× | 1×-0.1× | |
| Free cash flow yield | 11.9%+4.4pp | 12.7%-28.2pp | 40.9%-7.7pp | 48.5%— | |
| Earnings yield | 12.1%+0.1pp | 9%-5.5pp | 14.5%-5.1pp | 19.6%+4.7pp | |
| Dividend yield | 3.2%-0.7pp | 3.1%-1.4pp | 4.4%+0.5pp | 3.9%+1.3pp | |
| PEG ratio | 0.3×-1.0× | —— | —— | 0.3×+0.3× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do OP Bancorp's ratios come from?
- Every ratio is computed from OP Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
