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OptimumBank Holdings OPHC Q1 2025 earnings

Reported May 12, 2025 · Before market open

Revenue$16.2M
EPS$0.32Beat by $0.15
EPS estimate$0.17

Next report

Nov 9, 2026 (in a month)
Revenue estimate$17.9M
EPS estimate$0.31

Financials

Q1 2025

Income statement

See full
Revenue$10.7M+18.5%
Net income$3.9M+62.8%
EPS (diluted)$0.17-45.2%

Balance sheet

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Cash & equivalents$143.5M-5.1%
Total debt$2.7M+25.7%
Total equity$108.0M+30.1%
Total assets$977.5M+3.9%

Cash flow

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Operating cash flow$3.1M+23.2%
CapEx$283.0K+9.3%
Free cash flow$2.9M+24.8%

Valuation & ratios

Valuation

as of 03/31/25
See full
Market cap$48.3M+43.1%
Enterprise value-$92.41M+19.8%
P/E3.3×-1.2×
P/S1.2×+0.1×

Profitability

See full
Net margin35.7%+11.0pp
FCF margin37.1%+8.4pp

Returns & leverage

See full
Return on equity15.3%+5.2pp
Debt / equity0×0.0×

FAQ

When did OptimumBank Holdings report Q1 2025 earnings?
OptimumBank Holdings (OPHC) reported Q1 2025 earnings on May 12, 2025 before market open.
What were OptimumBank Holdings's Q1 2025 revenue and EPS?
OptimumBank Holdings reported revenue of $16.2M and eps of $0.32 for Q1 2025.
Did OptimumBank Holdings beat estimates in Q1 2025?
EPS beat the consensus estimate of $0.17 by $0.15.
How did OptimumBank Holdings's Q1 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 10.4% from $14.7M a year earlier and eps grew 3.2% from $0.31.
Where can I find OptimumBank Holdings's Q1 2025 SEC filings?
You can read the 10-Q periodic report (0001641172-25-009608) directly on SEC EDGAR. The filing index links above go to sec.gov.