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OptimumBank Holdings OPHC Q1 2026 earnings

Reported April 24, 2026 · Before market open

Revenue$21.2MIn line
EPS$0.20Beat by $0.01
Revenue estimate$21.2M
EPS estimate$0.19

Next report

Nov 9, 2026 (in a month)
Revenue estimate$17.9M
EPS estimate$0.31

Financials

Q1 2026

Income statement

See full
Revenue$15.0M+40.5%
Net income$4.7M+20.5%
EPS (diluted)$0.20+17.6%

Balance sheet

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Cash & equivalents$140.0M-2.4%
Total debt$2.6M-3.6%
Total equity$126.8M+17.4%
Total assets$1.3B+29.8%

Cash flow

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Operating cash flow$7.9M+151%
CapEx$439.0K+55.1%
Free cash flow$7.4M+161%

Valuation & ratios

Valuation

as of 03/31/26
See full
Market cap$62.05M+28.5%
Enterprise value-$75.32M+18.5%
P/E3.6×+0.3×
P/S1.2×0.0×

Profitability

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Net margin32.5%-3.2pp
FCF margin40.1%+3.0pp

Returns & leverage

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Return on equity14.9%-0.5pp
Debt / equity0×0.0×

FAQ

When did OptimumBank Holdings report Q1 2026 earnings?
OptimumBank Holdings (OPHC) reported Q1 2026 earnings on April 24, 2026 before market open.
What were OptimumBank Holdings's Q1 2026 revenue and EPS?
OptimumBank Holdings reported revenue of $21.2M and eps of $0.20 for Q1 2026.
Did OptimumBank Holdings beat estimates in Q1 2026?
Revenue beat the consensus estimate of $21.2M by -. EPS beat the consensus estimate of $0.19 by $0.01.
How did OptimumBank Holdings's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 30.8% from $16.2M a year earlier and eps declined 37.5% from $0.32.
Where can I find OptimumBank Holdings's Q1 2026 SEC filings?
You can read the 8-K earnings release (0001493152-26-018855) and the 10-Q periodic report (0001493152-26-022399) directly on SEC EDGAR. The filing index links above go to sec.gov.