Where do Oportun Financial Corporation's ratios come from?

Every ratio is computed from Oportun Financial Corporation's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	4.5%-1.7pp	6.2%—	——	——	——
Returns
Return on equity	4.7%-2.1pp	6.8%—	——	——	——
Return on assets	0.6%-0.2pp	0.8%—	——	——	——
Efficiency
Asset turnover	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Per Share
Book value per share	$8.17+0.2%	$8.15+2.6%	$7.95+1.2%	$7.85+0.9%	$7.78-11.2%
Valuation
Market capitalization	$262.37M-17.1%	$233.44M-14.0%	$271.54M-12.5%	$310.16M+56.4%	$198.38M+42.1%
Enterprise value	$64.49M-36.1%	$46.69M-24.3%	$61.71M-37.0%	$97.89M+737%	-$15.37M+72.4%
Price / earnings	14.7×—	9.2×—	——	——	——
Price / sales	0.7×-0.2×	0.6×-0.1×	0.7×-0.2×	0.8×+0.2×	0.6×+0.1×
Price / book	0.7×-0.2×	0.6×-0.1×	0.7×-0.1×	0.8×+0.3×	0.5×+0.1×
EV / sales	0.2×-0.1×	0.1×0.0×	0.2×-0.1×	0.3×+0.3×	-0×+0.1×
Earnings yield	6.6%—	10.8%—	——	——	——

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Where do Oportun Financial Corporation's ratios come from?: Every ratio is computed from Oportun Financial Corporation's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.