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Old Republic International ORI Title Insurance Group — Deferred Policy Acquisition Costs

Other segment segments

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$100K0.0%

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Other financials

Income statement

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Revenue$2.5B+13.4%
Net income$322.3M+57.7%
EPS (diluted)$1.31+61.7%

Balance sheet

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Cash & equivalents$417.7M+135%
Total debt$2.3B+43.7%
Total equity$6.1B-1.8%
Total assets$31.6B+8.0%

Cash flow

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Operating cash flow$281.4M+21.5%

Valuation

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Market cap$10.51B+13.3%
Enterprise value$12.37B+15.8%
P/E9.2×-1.1×
P/S1.1×0.0×

Profitability

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Net margin11.7%+1.4pp

Returns & leverage

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Return on equity18.6%+3.9pp
Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Old Republic International in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationDeferredPolicyAcquisitionCosts.

The source filing: Old Republic International’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 3:41 PM EST
Fiscal year
FY2025
Accession
0000074260-26-000008
Column A / Segment / Year Ended December 31, 2025:Column B / Deferred Policy Acquisition CostsColumn C / Loss and Loss Adjustment Expense ReservesColumn D / Unearned PremiumsColumn E / Other Policyholders'Benefits and FundsColumn F / Premium Revenue
Insurance Underwriting:
Specialty Insurance$636.1$7,826.6$2,858.0$139.1$5,184.8
Title Insurance545.72.02,594.4
Corporate & Other (a)0.14.130.09.4
Reinsurance Recoverable (b)6,399.11,124.56.6
Consolidated$636.2$14,775.7$3,982.5$177.8$7,788.7
Year Ended December 31, 2024:
Insurance Underwriting:

Item 15 - Exhibits

FAQ

What is Old Republic International's title insurance group — deferred policy acquisition costs?
Old Republic International (ORI) reported title insurance group — deferred policy acquisition costs of $0 in Q4 2025.
What does title insurance group — deferred policy acquisition costs mean?
Costs directly associated with the acquisition of new title insurance policies that are capitalized and amortized over the life of the policy. These typically include commissions, underwriting expenses, and other costs incurred to issue the policy. Tracking these costs ensures that expenses are matched with the corresponding premium revenue over time.

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