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Orrstown Financial Services ORRF Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

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$4M-20.0%
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$2.77M-0.2%
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$188K+14.6%
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$1.71M+65.6%
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$1.34M-20.6%
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$632K+1.6%

Other financials

Income statement

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Revenue$64.6M+7.0%
Net income$21.8M+20.8%
EPS (diluted)$1.12+20.4%

Balance sheet

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Cash & equivalents$161.1M-43.9%
Total debt$13.9M-2.2%
Total equity$603.2M+13.2%
Total assets$5.6B+2.5%

Cash flow

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Operating cash flow$25.5M+133%
CapEx$422.0K-81.8%
Free cash flow$25.1M+191%

Valuation

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Market cap$799.08M+37.2%
Enterprise value$651.86M+111%
P/E9.4×-9.0×
P/S3.1×+0.5×

Profitability

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Net margin33%+18.6pp
FCF margin33.9%+20.5pp

Returns & leverage

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Return on equity14.9%+7.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Orrstown Financial Services in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: Orrstown Financial Services’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Orrstown Financial Services's bank owned life insurance income?
Orrstown Financial Services (ORRF) reported bank owned life insurance income of $3.76M in Q1 2026.
How has Orrstown Financial Services's bank owned life insurance income changed year-over-year?
Orrstown Financial Services's bank owned life insurance income increased by 191.8% year-over-year, from $1.29M to $3.76M.
What is the long-term trend for Orrstown Financial Services's bank owned life insurance income?
Over 4 years (2021 to 2025), Orrstown Financial Services's bank owned life insurance income has grown at a 24.2% compound annual growth rate (CAGR), from $2.27M to $5.4M.
What does bank owned life insurance income mean?
Income recognized from the cash surrender value growth or death benefit proceeds of life insurance policies held on the lives of key employees or executives. This is a non-interest income stream used by financial institutions to offset the costs of employee benefit programs. It reflects the performance of the bank's internal insurance-based asset management strategy.