What is Oscar Health's unearned premiums?

Oscar Health (OSCR) reported unearned premiums of $5.8M in Q1 2026.

How has Oscar Health's unearned premiums changed year-over-year?

Oscar Health's unearned premiums increased by 266.1% year-over-year, from -$3.49M to $5.8M.

What is the long-term trend for Oscar Health's unearned premiums?

Over 4 years (2021 to 2025), Oscar Health's unearned premiums has grown at a 132.5% compound annual growth rate (CAGR), from $3.14M to $91.81M.

Oscar Health OSCR Unearned premiums

Unearned premiums at other companies

ChubbCB

$747M-13.9%

The Travelers CompaniesTRV

$22.77B+0.2%

Elevance HealthELV

$1.76B+7.3%

Oscar HealthOSCR

$172M+143%

AflacAFL

$1.32B-2.9%

Arch Capital GroupACGL

$362M+10.7%

Other financials

Income statement

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Revenue$4.6B+52.6%

Operating income$704.1M+137%

Net income$679.0M+147%

EPS (diluted)$2.07+125%

Balance sheet

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Cash & equivalents$4.8B+114%

Total debt$430.9M+43.7%

Total equity$1.7B+24.8%

Total assets$9.3B+59.0%

Cash flow

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Operating cash flow$2.6B+198%

CapEx$8.8M-2.6%

Free cash flow$2.6B+200%

Valuation

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Market cap$8.56B+4.0%

Enterprise value$4.16B-174%

P/S0.6×-0.2×

Profitability

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Operating margin0.1%—

Net margin-0.3%—

FCF margin-8.2%—

Returns & leverage

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Return on equity-2.6%—

Debt / equity0.3×0.0×

Current ratio1.1×+0.2×

Where this comes from

Reported directly by Oscar Health in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInUnearnedPremiums.

The official record: Oscar Health’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Oscar Health's unearned premiums?: Oscar Health (OSCR) reported unearned premiums of $5.8M in Q1 2026.
How has Oscar Health's unearned premiums changed year-over-year?: Oscar Health's unearned premiums increased by 266.1% year-over-year, from -$3.49M to $5.8M.
What is the long-term trend for Oscar Health's unearned premiums?: Over 4 years (2021 to 2025), Oscar Health's unearned premiums has grown at a 132.5% compound annual growth rate (CAGR), from $3.14M to $91.81M.