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Ohio Valley Banc Corp OVBC Gain (Loss) on Sales of Loans, Net

Gain (Loss) on Sales of Loans, Net at other companies

FRA
Franklin Financial Services CorporationFRAF
$318K+192%
Farmers & Merchants Bancorp logo
Farmers & Merchants BancorpFMAO
$575K+102%
Orrstown Financial Services logo
Orrstown Financial ServicesORRF
$183K-18.7%
Valley National Bank logo
Valley National BankVLY
$3.09M+40.6%
Home Bancorp logo
Home BancorpHBCP
$230K-39.0%
Financial Institutions logo
Financial InstitutionsFISI
$125K+6.8%

Other financials

Income statement

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Revenue$18.2M+8.3%
Net income$4.3M-2.5%

Balance sheet

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Cash & equivalents$125.3M+3.9%
Total debt$24.6M+67.2%
Total equity$171.3M+10.0%
Total assets$1.7B+10.9%

Cash flow

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Operating cash flow$7.2M+1,350%
CapEx$387.0K+8.1%
Free cash flow$6.8M+4,830%

Valuation

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Market cap$200.71M+43.0%
Enterprise value$99.99M-0.9%
P/E13×+2.8×
P/S+0.8×

Profitability

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Net margin22.7%+3.0pp
FCF margin34.8%+16.7pp

Returns & leverage

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Return on equity9.5%+1.1pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Ohio Valley Banc Corp in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The official record: Ohio Valley Banc Corp’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ohio Valley Banc Corp's gain (loss) on sales of loans, net?
Ohio Valley Banc Corp (OVBC) reported gain (loss) on sales of loans, net of $57.25K in Q4 2025.
How has Ohio Valley Banc Corp's gain (loss) on sales of loans, net changed year-over-year?
Ohio Valley Banc Corp's gain (loss) on sales of loans, net increased by 6.5% year-over-year, from $53.75K to $57.25K.
What is the long-term trend for Ohio Valley Banc Corp's gain (loss) on sales of loans, net?
Over 4 years (2021 to 2025), Ohio Valley Banc Corp's gain (loss) on sales of loans, net has grown at a -29.9% compound annual growth rate (CAGR), from $946K to $229K.
What does gain (loss) on sales of loans, net mean?
Represents the realized net profit or loss generated from the sale of loans to secondary market participants. This metric measures the effectiveness of the bank's loan pricing and its ability to capture spreads in the secondary market. It serves as a key performance indicator for the profitability of the mortgage banking or loan sales division.