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Ohio Valley Banc Corp OVBC Interest rate lock commitments

Interest rate lock commitments at other companies

Security National Financial Corporation logo
Security National Financial CorporationSNFCA
$2.96M-1.9%
Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
$0
Security National Financial Corporation logo
Security National Financial CorporationSNFCA
-$94.96K+58.5%
C&F Financial logo
C&F FinancialCFFI
$90.93M+26.7%
OceanFirst Financial logo
OceanFirst FinancialOCFC
$133.62M+32.2%
Southern First Bancshares logo
Southern First BancsharesSFST
$20.35M+41.6%

Other financials

Income statement

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Revenue$18.2M+8.3%
Net income$4.3M-2.5%

Balance sheet

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Cash & equivalents$125.3M+3.9%
Total debt$24.6M+67.2%
Total equity$171.3M+10.0%
Total assets$1.7B+10.9%

Cash flow

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Operating cash flow$7.2M+1,350%
CapEx$387.0K+8.1%
Free cash flow$6.8M+4,830%

Valuation

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Market cap$200.71M+43.0%
Enterprise value$99.99M-0.9%
P/E13×+2.8×
P/S+0.8×

Profitability

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Net margin22.7%+3.0pp
FCF margin34.8%+16.7pp

Returns & leverage

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Return on equity9.5%+1.1pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Ohio Valley Banc Corp in its filing.

Tagged under the XBRL concept us-gaap:InterestRateDerivativeInstrumentsNotDesignatedAsHedgingInstrumentsLiabilityAtFairValue.

The official record: Ohio Valley Banc Corp’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ohio Valley Banc Corp's interest rate lock commitments?
Ohio Valley Banc Corp (OVBC) reported interest rate lock commitments of 75,400,000% in Q4 2025.
How has Ohio Valley Banc Corp's interest rate lock commitments changed year-over-year?
Ohio Valley Banc Corp's interest rate lock commitments increased by 14.8% year-over-year, from 65,700,000% to 75,400,000%.
What is the long-term trend for Ohio Valley Banc Corp's interest rate lock commitments?
Over 5 years (2020 to 2025), Ohio Valley Banc Corp's interest rate lock commitments has grown at a -3.8% compound annual growth rate (CAGR), from 91,300,000% to 75,400,000%.
What does interest rate lock commitments mean?
This represents the fair value of interest rate lock commitments that have not been formally designated as hedging instruments for accounting purposes. These commitments reflect the bank's exposure to interest rate fluctuations on pending loan originations. Monitoring these helps assess the potential impact of market volatility on future income.