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Oak Valley Bancorp OVLY Increase Decrease In Savings And Demand Deposits

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Other financials

Income statement

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Revenue$20.4M+6.7%
Net income$5.3M-11.2%
EPS (diluted)$0.72-4.6%

Balance sheet

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Cash & equivalents$201.6M-3.7%
Total debt$7.6M+8.6%
Total equity$206.2M+12.3%
Total assets$2.0B+4.5%

Cash flow

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Operating cash flow$8.1M-2.2%
CapEx$212.0K-82.0%
Free cash flow$7.8M+11.1%

Valuation

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Market cap$283.91M+24.9%
P/E12.2×+2.9×
P/S3.5×-0.1×

Profitability

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Net margin29.3%-3.3pp
FCF margin30%-1.1pp

Returns & leverage

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Return on equity11.9%-2.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Oak Valley Bancorp in its filing.

Tagged under the XBRL concept ovly:IncreaseDecreaseInSavingsAndDemandDeposits.

The official record: Oak Valley Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Oak Valley Bancorp's increase decrease in savings and demand deposits?
Oak Valley Bancorp (OVLY) reported increase decrease in savings and demand deposits of -$19.92M in Q1 2026.
How has Oak Valley Bancorp's increase decrease in savings and demand deposits changed year-over-year?
Oak Valley Bancorp's increase decrease in savings and demand deposits decreased by 275.1% year-over-year, from $11.38M to -$19.92M.
What is the long-term trend for Oak Valley Bancorp's increase decrease in savings and demand deposits?
Over 3 years (2021 to 2025), Oak Valley Bancorp's increase decrease in savings and demand deposits has grown at a -42.9% compound annual growth rate (CAGR), from $436.49M to $81.21M.
What does increase decrease in savings and demand deposits mean?
Represents the net change in core customer deposit balances held in savings and demand accounts during the period. This metric reflects the bank's ability to attract and retain low-cost, liquid funding from its customer base. Growth in these deposits is a key indicator of liquidity strength and customer relationship depth.