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Oak Valley Bancorp OVLY Retained Earnings

Retained Earnings at other companies

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JPMorgan ChaseJPM
$428.21B+10.8%
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U.S. BancorpUSB
$81.94B+5.5%
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Bank of AmericaBAC
$267.77B+8.3%
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Wells Fargo & CompanyWFC
$232.46B+6.9%
Citigroup logo
CitigroupC
$219.54B+5.0%
Blue Ridge Bankshares logo
Blue Ridge BanksharesBRBS
-$47.44M-374%

Other financials

Income statement

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Revenue$20.4M+6.7%
Net income$5.3M-11.2%
EPS (diluted)$0.72-4.6%

Balance sheet

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Cash & equivalents$201.6M-3.7%
Total debt$7.6M+8.6%
Total equity$206.2M+12.3%
Total assets$2.0B+4.5%

Cash flow

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Operating cash flow$8.1M-2.2%
CapEx$212.0K-82.0%
Free cash flow$7.8M+11.1%

Valuation

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Market cap$283.91M+24.9%
P/E12.2×+2.9×
P/S3.5×-0.1×

Profitability

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Net margin29.3%-3.3pp
FCF margin30%-1.1pp

Returns & leverage

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Return on equity11.9%-2.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Oak Valley Bancorp in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The official record: Oak Valley Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Oak Valley Bancorp's retained earnings?
Oak Valley Bancorp (OVLY) reported retained earnings of $196.56M in Q1 2026.
How has Oak Valley Bancorp's retained earnings changed year-over-year?
Oak Valley Bancorp's retained earnings increased by 10.2% year-over-year, from $178.29M to $196.56M.
What is the long-term trend for Oak Valley Bancorp's retained earnings?
Over 5 years (2020 to 2025), Oak Valley Bancorp's retained earnings has grown at a 16.1% compound annual growth rate (CAGR), from $92.35M to $194.39M.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.