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Paymentus Holdings PAY Interest Expense

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Other financials

Income statement

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Revenue$360.7M+28.8%
Gross profit$94.3M+31.9%
Operating income$32.6M+105%
Net income$25.6M+73.8%
EPS (diluted)$0.20+81.8%

Balance sheet

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Cash & equivalents$377.7M+41.8%
Total debt$8.8M+9.8%
Total equity$613.4M+18.7%
Total assets$725.4M+19.0%

Cash flow

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Operating cash flow$48.9M+55.2%
CapEx$113.0K-2.6%
Free cash flow$48.7M+55.4%

Valuation

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Market cap$5.05B+18.1%
Enterprise value$4.68B+16.5%
P/E59.5×-16.7×
P/S3.7×-0.4×

Profitability

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Gross margin24.9%-0.3pp
Operating margin7.6%+2.0pp
Net margin6.2%+0.9pp
FCF margin11.7%+0.6pp

Returns & leverage

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Return on equity15%+3.4pp
Debt / equity0.0×
Current ratio4.9×+0.3×

Where this comes from

Reported directly by Paymentus Holdings in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNonoperatingNet.

The source filing: Paymentus Holdings’s 10-Q, filed August 4, 2026.

Filed
Aug 3, 2026, 8:00 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-330940
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
General and administrative13,32610,71426,46319,897
Total operating expenses61,69055,555121,370105,890
Income from operations32,62115,92259,17331,611
Interest income, net3,0422,3365,5734,398
Other (expense) income(5)1113161
Income before income taxes35,65818,36964,74936,170
Provision for income taxes10,0993,66218,3097,650
Net income$25,559$14,707$46,440$28,520

Item 1. Financial Statements

FAQ

What is Paymentus Holdings's interest expense?
Paymentus Holdings (PAY) reported interest expense of $3.04M in Q2 2026.
How has Paymentus Holdings's interest expense changed year-over-year?
Paymentus Holdings's interest expense increased by 30.2% year-over-year, from $2.34M to $3.04M.
What is the long-term trend for Paymentus Holdings's interest expense?
Over 4 years (2021 to 2025), Paymentus Holdings's interest expense has grown at a 530.9% compound annual growth rate (CAGR), from -$6K to $9.51M.
What does interest expense mean?
Cost of borrowing — interest paid or accrued on bonds, bank loans, credit facilities, finance leases, and other debt obligations.

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