What is Paymentus Holdings's restricted cash?

Paymentus Holdings (PAY) reported restricted cash of $3.63M in Q4 2025.

How has Paymentus Holdings's restricted cash changed year-over-year?

Paymentus Holdings's restricted cash increased by 3.4% year-over-year, from $3.51M to $3.63M.

What does restricted cash mean?

Cash restricted for specific purposes by contractual, regulatory, or legal requirements — not available for general corporate use.

Paymentus Holdings PAY Restricted Cash

Restricted Cash at other companies

BILL HoldingsBILL

$110.37M+19.0%

Payoneer Global Inc.PAYO

$4.85M-51.4%

Q2 HoldingsQTWO

$2.06M+30.6%

CorpayCPAY

$6.28B+122%

WEXWEX

$606.8M-8.2%

Fidelity National Information ServicesFIS

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Other financials

Income statement

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Revenue$358.4M+30.2%

Gross profit$86.2M+30.6%

Operating income$26.6M+69.2%

Net income$20.9M+51.2%

EPS (diluted)$0.16+45.5%

Balance sheet

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Cash & equivalents$338.8M+37.8%

Total debt$6.6M-16.2%

Total equity$583.5M+16.6%

Total assets$698.6M+18.2%

Cash flow

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Operating cash flow$30.5M-39.6%

CapEx$80.0K+33.3%

Free cash flow$30.4M-39.7%

Valuation

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Market cap$2.59B-2.1%

Enterprise value$2.25B-5.4%

P/E35×-17.1×

P/S2×-0.7×

Profitability

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Gross margin24.7%-1.4pp

Operating margin6.8%+1.3pp

Net margin5.8%+0.5pp

FCF margin11.1%+0.4pp

Returns & leverage

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Return on equity13.7%+2.9pp

Debt / equity0×0.0×

Current ratio4.4×-0.1×

Where this comes from

Reported directly by Paymentus Holdings in its filing.

Tagged under the XBRL concept us-gaap:RestrictedCashAndCashEquivalents.

The official record: Paymentus Holdings’s 10-K, filed February 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Paymentus Holdings's restricted cash?: Paymentus Holdings (PAY) reported restricted cash of $3.63M in Q4 2025.
How has Paymentus Holdings's restricted cash changed year-over-year?: Paymentus Holdings's restricted cash increased by 3.4% year-over-year, from $3.51M to $3.63M.
What does restricted cash mean?: Cash restricted for specific purposes by contractual, regulatory, or legal requirements — not available for general corporate use.