When did Pathfinder Bancorp report Q4 2024 earnings?

Pathfinder Bancorp (PBHC) reported Q4 2024 earnings on March 31, 2025.

What were Pathfinder Bancorp's Q4 2024 revenue and EPS?

Pathfinder Bancorp reported revenue of $20.8M and eps of $0.83 for Q4 2024.

Where can I find Pathfinder Bancorp's Q4 2024 SEC filings?

You can read the 10-K periodic report (0000950170-25-047820) directly on SEC EDGAR. The filing index links above go to sec.gov.

Pathfinder Bancorp PBHC Q4 2024 Annual earnings

Reported March 31, 2025

Revenue$20.8M

EPS$0.83

Next report

Date not yet announced

Financials

Q4 2024

Income statement

See full

Revenue$15.3M+45.9%

Net income$3.9M+54.1%

Balance sheet

See full

Cash & equivalents$31.6M-35.2%

Total debt$106.4M-41.4%

Total equity$121.5M+1.7%

Total assets$1.5B+0.6%

Cash flow

See full

CapEx$441.0K+49.0%

Valuation & ratios

Valuation

as of 12/31/24

See full

Market cap$106.75M+25.5%

Enterprise value$181.58M-16.7%

P/E31.6×+22.4×

P/S2.1×+0.2×

Profitability

See full

Net margin6.7%-14.4pp

Returns & leverage

See full

Return on equity2.8%-5.3pp

Debt / equity0.9×-0.6×

Segments

By product

See full

Banking$1.1M-0.5%

Deposit Account$405.0K+20.5%

Credit And Debit Card$281.0K+60.6%

Debit Card$265.0K+64.6%

Fee Income$263.0K-48.5%

Versus estimates

Revenue

Q1 2026$18.8M Q4 2025$19.6M Q2 2025$17.7M Q1 2025$20.6M

Q4 2024$20.8M

Diluted EPS

Q1 2026$0.38 Q4 2025-$1.11 Q3 2025$0.10 Q2 2025-$0.62 Q1 2025$0.41

Q4 2024$0.83

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Questions, answered.

When did Pathfinder Bancorp report Q4 2024 earnings?: Pathfinder Bancorp (PBHC) reported Q4 2024 earnings on March 31, 2025.
What were Pathfinder Bancorp's Q4 2024 revenue and EPS?: Pathfinder Bancorp reported revenue of $20.8M and eps of $0.83 for Q4 2024.
Where can I find Pathfinder Bancorp's Q4 2024 SEC filings?: You can read the 10-K periodic report (0000950170-25-047820) directly on SEC EDGAR. The filing index links above go to sec.gov.