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Pathfinder Bancorp PBHC Change in accrued investment income

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Other financials

Income statement

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Revenue$11.5M-9.0%
Net income$2.4M-18.9%
EPS (diluted)$0.47+14.6%

Balance sheet

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Cash & equivalents$39.2M-23.9%
Total debt$45.0M-28.5%
Total equity$123.6M-1.1%
Total assets$1.4B-4.9%

Cash flow

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Operating cash flow-$241.0K-104%
CapEx$248.0K-61.1%
Free cash flow-$489.0K-110%

Valuation

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Market cap$99.35M+8.2%
Enterprise value$105.15M-39.8%
P/S2.2×+0.4×

Profitability

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Net margin-5.5%-13.6pp
FCF margin44.5%

Returns & leverage

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Return on equity-2%-5.4pp
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet.

The official record: Pathfinder Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's change in accrued investment income?
Pathfinder Bancorp (PBHC) reported change in accrued investment income of -$496K in Q1 2026.
How has Pathfinder Bancorp's change in accrued investment income changed year-over-year?
Pathfinder Bancorp's change in accrued investment income decreased by 272.9% year-over-year, from -$133K to -$496K.
What is the long-term trend for Pathfinder Bancorp's change in accrued investment income?
Over 3 years (2021 to 2025), Pathfinder Bancorp's change in accrued investment income has grown at a 167.2% compound annual growth rate (CAGR), from -$29K to -$553K.
What does change in accrued investment income mean?
This metric tracks the net change in interest or dividends earned on investment securities that have been recognized as revenue but not yet received in cash. A significant increase may indicate a delay in cash collection, while a decrease suggests the realization of previously accrued income. It is a key indicator of the quality of earnings and cash flow timing.