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Pathfinder Bancorp PBHC Cumulative Gross Unrealized Gains

Cumulative Gross Unrealized Gains at other companies

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Other financials

Income statement

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Revenue$11.5M-9.0%
Net income$2.4M-18.9%
EPS (diluted)$0.47+14.6%

Balance sheet

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Cash & equivalents$39.2M-23.9%
Total debt$45.0M-28.5%
Total equity$123.6M-1.1%
Total assets$1.4B-4.9%

Cash flow

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Operating cash flow-$241.0K-104%
CapEx$248.0K-61.1%
Free cash flow-$489.0K-110%

Valuation

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Market cap$99.35M+10.1%
Enterprise value$105.15M-38.8%
P/S2.2×+0.4×

Profitability

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Net margin-5.5%-13.6pp
FCF margin44.5%

Returns & leverage

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Return on equity-2%-5.4pp
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain.

The official record: Pathfinder Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's cumulative gross unrealized gains?
Pathfinder Bancorp (PBHC) reported cumulative gross unrealized gains of $341K in Q1 2026.
How has Pathfinder Bancorp's cumulative gross unrealized gains changed year-over-year?
Pathfinder Bancorp's cumulative gross unrealized gains increased by 168.5% year-over-year, from $127K to $341K.
What is the long-term trend for Pathfinder Bancorp's cumulative gross unrealized gains?
Over 5 years (2020 to 2025), Pathfinder Bancorp's cumulative gross unrealized gains has grown at a -37.5% compound annual growth rate (CAGR), from $4.07M to $390K.
What does cumulative gross unrealized gains mean?
This represents the aggregate amount of unrealized gains on investment securities that are recognized in accumulated other comprehensive income rather than net income. It provides insight into the latent value appreciation within the bank's investment portfolio.