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Pathfinder Bancorp PBHC Debt Maturity - Thereafter

Debt Maturity - Thereafter at other companies

M&T Bank logo
M&T BankMTB
$5.14B+28.7%
Magyar Bancorp logo
Magyar BancorpMGYR
$1.16M+6.9%

Other financials

Income statement

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Revenue$11.5M-9.0%
Net income$2.4M-18.9%
EPS (diluted)$0.47+14.6%

Balance sheet

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Cash & equivalents$39.2M-23.9%
Total debt$45.0M-28.5%
Total equity$123.6M-1.1%
Total assets$1.4B-4.9%

Cash flow

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Operating cash flow-$241.0K-104%
CapEx$248.0K-61.1%
Free cash flow-$489.0K-110%

Valuation

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Market cap$99.35M+8.2%
Enterprise value$105.15M-39.8%
P/S2.2×+0.4×

Profitability

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Net margin-5.5%-13.6pp
FCF margin44.5%

Returns & leverage

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Return on equity-2%-5.4pp
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinanceLeaseLiabilityPaymentsDueInRollingAfterYearFive.

The official record: Pathfinder Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's debt maturity - thereafter?
Pathfinder Bancorp (PBHC) reported debt maturity - thereafter of $14.16M in Q1 2026.
How has Pathfinder Bancorp's debt maturity - thereafter changed year-over-year?
Pathfinder Bancorp's debt maturity - thereafter decreased by 3.2% year-over-year, from $14.64M to $14.16M.
What is the long-term trend for Pathfinder Bancorp's debt maturity - thereafter?
Over 5 years (2020 to 2025), Pathfinder Bancorp's debt maturity - thereafter has grown at a -26.9% compound annual growth rate (CAGR), from $1.53M to $320K.
What does debt maturity - thereafter mean?
The aggregate principal amount of long-term debt scheduled to mature after the specified multi-year window. This represents the company's long-term debt burden and provides a view of the total debt tail. It is crucial for understanding the company's long-term leverage and capital structure sustainability.