What is Pathfinder Bancorp's free cash flow yield?

Pathfinder Bancorp (PBHC) reported free cash flow yield of 21.1% in Q3 2024.

What is the long-term trend for Pathfinder Bancorp's free cash flow yield?

Over 2 years (2020 to 2022), Pathfinder Bancorp's free cash flow yield has grown at a -55.8% compound annual growth rate (CAGR), from 88.8% to 17.4%.

What does free cash flow yield mean?

Trailing-twelve-month free cash flow divided by market capitalization at the quarter end. The cash return the business generates relative to its market price.

Pathfinder Bancorp PBHC Free cash flow yield

Free cash flow yield at other companies

M&T BankMTB

10.3%-1.6pp

KeyCorpKEY

10.1%—

Magyar BancorpMGYR

10.3%+2.8pp

Sound Financial BancorpSFBC

6.9%+4.6pp

PCB BancorpPCB

13.6%+2.2pp

SR Bancorp, Inc.SRBK

5.9%—

Other financials

Income statement

See full

Revenue$11.5M-9.0%

Net income$2.4M-18.9%

EPS (diluted)$0.47+14.6%

Balance sheet

See full

Cash & equivalents$39.2M-23.9%

Total debt$45.0M-28.5%

Total equity$123.6M-1.1%

Total assets$1.4B-4.9%

Cash flow

See full

Operating cash flow-$241.0K-104%

CapEx$248.0K-61.1%

Free cash flow-$489.0K-110%

Valuation

See full

Market cap$99.35M+10.1%

Enterprise value$105.15M-38.8%

P/S2.2×+0.4×

Profitability

See full

Net margin-5.5%-13.6pp

FCF margin44.5%—

Returns & leverage

See full

Return on equity-2%-5.4pp

Debt / equity0.4×-0.1×

Where this comes from

Calculated from Pathfinder Bancorp’s reported figures.

free cash flow/market cap=21.1%

Based on trailing twelve months.

The official record: Pathfinder Bancorp’s 10-Q, filed November 14, 2024, on SEC EDGAR. View the filing →

Ask your AI about Pathfinder Bancorp's free cash flow yield.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Pathfinder Bancorp's free cash flow yield?: Pathfinder Bancorp (PBHC) reported free cash flow yield of 21.1% in Q3 2024.
What is the long-term trend for Pathfinder Bancorp's free cash flow yield?: Over 2 years (2020 to 2022), Pathfinder Bancorp's free cash flow yield has grown at a -55.8% compound annual growth rate (CAGR), from 88.8% to 17.4%.
What does free cash flow yield mean?: Trailing-twelve-month free cash flow divided by market capitalization at the quarter end. The cash return the business generates relative to its market price.