What is Pathfinder Bancorp's foreclosed assets?

Pathfinder Bancorp (PBHC) reported foreclosed assets of $137K in Q1 2026.

What does foreclosed assets mean?

The carrying value of real estate or other collateral acquired by the bank through the foreclosure process due to borrower default. This metric serves as a critical indicator of credit quality and potential losses within the loan portfolio. High levels of foreclosed assets typically signal increased credit risk and potential future write-downs.

Pathfinder Bancorp PBHC Foreclosed Assets

Foreclosed Assets at other companies

Magyar BancorpMGYR

$2.17M-41.8%

Sound Financial BancorpSFBC

$99K+141%

Timberland BancorpTSBK

$221K0.0%

MainStreet Bancshares, Inc.MNSBP

——

FB Bancorp, Inc.FBLA

——

Other financials

Income statement

See full

Revenue$11.5M-9.0%

Net income$2.4M-18.9%

EPS (diluted)$0.47+14.6%

Balance sheet

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Cash & equivalents$39.2M-23.9%

Total debt$45.0M-28.5%

Total equity$123.6M-1.1%

Total assets$1.4B-4.9%

Cash flow

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Operating cash flow-$241.0K-104%

CapEx$248.0K-61.1%

Free cash flow-$489.0K-110%

Valuation

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Market cap$99.35M+8.2%

Enterprise value$105.15M-39.8%

P/S2.2×+0.4×

Profitability

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Net margin-5.5%-13.6pp

FCF margin44.5%—

Returns & leverage

See full

Return on equity-2%-5.4pp

Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OtherRealEstateAndForeclosedAssets.

The official record: Pathfinder Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's foreclosed assets?: Pathfinder Bancorp (PBHC) reported foreclosed assets of $137K in Q1 2026.
What does foreclosed assets mean?: The carrying value of real estate or other collateral acquired by the bank through the foreclosure process due to borrower default. This metric serves as a critical indicator of credit quality and potential losses within the loan portfolio. High levels of foreclosed assets typically signal increased credit risk and potential future write-downs.