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Pathfinder Bancorp PBHC Payments To Acquire Federal Home Loan Bank Stock

Payments To Acquire Federal Home Loan Bank Stock at other companies

Magyar Bancorp logo
Magyar BancorpMGYR
$63K-25.0%
Timberland Bancorp logo
Timberland BancorpTSBK
$2K
FB Bancorp, Inc. logo
FB Bancorp, Inc.FBLA

Other financials

Income statement

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Revenue$11.5M-9.0%
Net income$2.4M-18.9%
EPS (diluted)$0.47+14.6%

Balance sheet

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Cash & equivalents$39.2M-23.9%
Total debt$45.0M-28.5%
Total equity$123.6M-1.1%
Total assets$1.4B-4.9%

Cash flow

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Operating cash flow-$241.0K-104%
CapEx$248.0K-61.1%
Free cash flow-$489.0K-110%

Valuation

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Market cap$99.35M+8.2%
Enterprise value$105.15M-39.8%
P/S2.2×+0.4×

Profitability

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Net margin-5.5%-13.6pp
FCF margin44.5%

Returns & leverage

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Return on equity-2%-5.4pp
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToAcquireFederalHomeLoanBankStock.

The official record: Pathfinder Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's payments to acquire federal home loan bank stock?
Pathfinder Bancorp (PBHC) reported payments to acquire federal home loan bank stock of $1.11M in Q1 2026.
How has Pathfinder Bancorp's payments to acquire federal home loan bank stock changed year-over-year?
Pathfinder Bancorp's payments to acquire federal home loan bank stock decreased by 37.8% year-over-year, from $1.79M to $1.11M.
What is the long-term trend for Pathfinder Bancorp's payments to acquire federal home loan bank stock?
Over 4 years (2021 to 2025), Pathfinder Bancorp's payments to acquire federal home loan bank stock has grown at a 13.5% compound annual growth rate (CAGR), from $6.67M to $11.07M.
What does payments to acquire federal home loan bank stock mean?
This represents the cash outflows required to purchase stock in the Federal Home Loan Bank (FHLB) system, which is often a mandatory requirement for member banks to access credit facilities. These purchases are tied to the bank's borrowing capacity and membership status. It reflects the bank's commitment to maintaining liquidity access through the FHLB.