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Pathfinder Bancorp PBHC Net Change in Cash

Net Change in Cash at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
-$31.2B+28.1%
M&T Bank logo
M&T BankMTB
-$2.42B-222%
KeyCorp logo
KeyCorpKEY
-$157M-195%
Magyar Bancorp logo
Magyar BancorpMGYR
2,702,700,000%-590,900,000pp
Sound Financial Bancorp logo
Sound Financial BancorpSFBC
-$469K-101%
PCB Bancorp logo
PCB BancorpPCB
$60.26M+287%

Other financials

Income statement

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Revenue$11.5M-9.0%
Net income$2.4M-18.9%
EPS (diluted)$0.47+14.6%

Balance sheet

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Cash & equivalents$39.2M-23.9%
Total debt$45.0M-28.5%
Total equity$123.6M-1.1%
Total assets$1.4B-4.9%

Cash flow

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Operating cash flow-$241.0K-104%
CapEx$248.0K-61.1%
Free cash flow-$489.0K-110%

Valuation

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Market cap$99.35M+8.2%
Enterprise value$105.15M-39.8%
P/S2.2×+0.4×

Profitability

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Net margin-5.5%-13.6pp
FCF margin44.5%

Returns & leverage

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Return on equity-2%-5.4pp
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect.

The official record: Pathfinder Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's net change in cash?
Pathfinder Bancorp (PBHC) reported net change in cash of $7.99M in Q1 2026.
How has Pathfinder Bancorp's net change in cash changed year-over-year?
Pathfinder Bancorp's net change in cash decreased by 59.8% year-over-year, from $19.9M to $7.99M.
What is the long-term trend for Pathfinder Bancorp's net change in cash?
Over 3 years (2021 to 2025), Pathfinder Bancorp's net change in cash has grown at a -60.1% compound annual growth rate (CAGR), from -$6.32M to -$402K.
What does net change in cash mean?
Total increase or decrease in cash during the period — the sum of operating, investing, financing cash flows plus FX effects.