What is Pathfinder Bancorp's net investment in lease?

Pathfinder Bancorp (PBHC) reported net investment in lease of $1.07M in Q1 2026.

How has Pathfinder Bancorp's net investment in lease changed year-over-year?

Pathfinder Bancorp's net investment in lease decreased by 20.9% year-over-year, from $1.36M to $1.07M.

What is the long-term trend for Pathfinder Bancorp's net investment in lease?

Over 5 years (2020 to 2025), Pathfinder Bancorp's net investment in lease has grown at a -13.3% compound annual growth rate (CAGR), from $2.24M to $1.1M.

Pathfinder Bancorp PBHC Net Investment in Lease

Net Investment in Lease at other companies

JPMorgan ChaseJPM

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M&T BankMTB

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Sound Financial BancorpSFBC

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PCB BancorpPCB

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SR Bancorp, Inc.SRBK

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RBB BancorpRBB

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Other financials

Income statement

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Revenue$11.5M-9.0%

Net income$2.4M-18.9%

EPS (diluted)$0.47+14.6%

Balance sheet

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Cash & equivalents$39.2M-23.9%

Total debt$45.0M-28.5%

Total equity$123.6M-1.1%

Total assets$1.4B-4.9%

Cash flow

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Operating cash flow-$241.0K-104%

CapEx$248.0K-61.1%

Free cash flow-$489.0K-110%

Valuation

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Market cap$99.35M+10.1%

Enterprise value$105.15M-38.8%

P/S2.2×+0.4×

Profitability

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Net margin-5.5%-13.6pp

FCF margin44.5%—

Returns & leverage

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Return on equity-2%-5.4pp

Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OperatingLeaseRightOfUseAsset.

The official record: Pathfinder Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's net investment in lease?: Pathfinder Bancorp (PBHC) reported net investment in lease of $1.07M in Q1 2026.
How has Pathfinder Bancorp's net investment in lease changed year-over-year?: Pathfinder Bancorp's net investment in lease decreased by 20.9% year-over-year, from $1.36M to $1.07M.
What is the long-term trend for Pathfinder Bancorp's net investment in lease?: Over 5 years (2020 to 2025), Pathfinder Bancorp's net investment in lease has grown at a -13.3% compound annual growth rate (CAGR), from $2.24M to $1.1M.