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Pathfinder Bancorp PBHC Gain (Loss) on Sales of Loans, Net

Gain (Loss) on Sales of Loans, Net at other companies

KeyCorp logo
KeyCorpKEY
$36M+20.0%
Magyar Bancorp logo
Magyar BancorpMGYR
$269K-56.0%
Sound Financial Bancorp logo
Sound Financial BancorpSFBC
$101K+106%
PCB Bancorp logo
PCB BancorpPCB
$1.41M+58.9%
SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
$12K
RBB Bancorp logo
RBB BancorpRBB
$324K+300%

Other financials

Income statement

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Revenue$11.5M-9.0%
Net income$2.4M-18.9%
EPS (diluted)$0.47+14.6%

Balance sheet

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Cash & equivalents$39.2M-23.9%
Total debt$45.0M-28.5%
Total equity$123.6M-1.1%
Total assets$1.4B-4.9%

Cash flow

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Operating cash flow-$241.0K-104%
CapEx$248.0K-61.1%
Free cash flow-$489.0K-110%

Valuation

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Market cap$99.35M+8.2%
Enterprise value$105.15M-39.8%
P/S2.2×+0.4×

Profitability

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Net margin-5.5%-13.6pp
FCF margin44.5%

Returns & leverage

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Return on equity-2%-5.4pp
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The official record: Pathfinder Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's gain (loss) on sales of loans, net?
Pathfinder Bancorp (PBHC) reported gain (loss) on sales of loans, net of $186K in Q1 2026.
How has Pathfinder Bancorp's gain (loss) on sales of loans, net changed year-over-year?
Pathfinder Bancorp's gain (loss) on sales of loans, net increased by 186.2% year-over-year, from $65K to $186K.
What is the long-term trend for Pathfinder Bancorp's gain (loss) on sales of loans, net?
Over 4 years (2021 to 2025), Pathfinder Bancorp's gain (loss) on sales of loans, net has grown at a 6.5% compound annual growth rate (CAGR), from $313K to $402K.
What does gain (loss) on sales of loans, net mean?
Represents the net profit or loss realized from the sale of loans to secondary market participants, excluding the principal proceeds. It is a key indicator of the bank's pricing power and the market demand for the specific types of loans the institution originates.