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Pathfinder Bancorp PBHC Amortization Accretion Of Deferred Loan Costs

Other financials

Income statement

Revenue$11.5M-9.0%

Net income$2.4M-18.9%

EPS (diluted)$0.47+14.6%

Balance sheet

Cash & equivalents$39.2M-23.9%

Total debt$45.0M-28.5%

Total equity$123.6M-1.1%

Total assets$1.4B-4.9%

Cash flow

Operating cash flow-$241.0K-104%

CapEx$248.0K-61.1%

Free cash flow-$489.0K-110%

Valuation

Market cap$99.35M+8.2%

Enterprise value$105.15M-39.8%

P/S2.2×+0.4×

Profitability

Net margin-5.5%-13.6pp

FCF margin44.5%—

Returns & leverage

Return on equity-2%-5.4pp

Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept pbhc:AmortizationAccretionOfDeferredLoanCosts.

The official record: Pathfinder Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's amortization accretion of deferred loan costs?: Pathfinder Bancorp (PBHC) reported amortization accretion of deferred loan costs of $21K in Q1 2026.
How has Pathfinder Bancorp's amortization accretion of deferred loan costs changed year-over-year?: Pathfinder Bancorp's amortization accretion of deferred loan costs increased by 250.0% year-over-year, from $6K to $21K.