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Pathfinder Bancorp PBHC Capitalized Servicing Asset At Carrying Value Amount

Capitalized Servicing Asset At Carrying Value Amount at other companies

Banner Corporation logo
Banner CorporationBANR
$190K+179%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$6.61M-32.7%
Dime Community Bancshares
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Dime Community Bancshares DCOM
$2.14M-11.5%
Alerus Financial Corporation logo
Alerus Financial CorporationALRS
$6.62M-10.0%
Magyar Bancorp logo
Magyar BancorpMGYR
$86.5K+129%
First BanCorp logo
First BanCorpFBP
$645K+0.6%

Other financials

Income statement

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Revenue$11.5M-9.0%
Net income$2.4M-18.9%
EPS (diluted)$0.47+14.6%

Balance sheet

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Cash & equivalents$39.2M-23.9%
Total debt$45.0M-28.5%
Total equity$123.6M-1.1%
Total assets$1.4B-4.9%

Cash flow

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Operating cash flow-$241.0K-104%
CapEx$248.0K-61.1%
Free cash flow-$489.0K-110%

Valuation

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Market cap$101.61M+8.7%
Enterprise value$107.4M-39.1%
P/S2.2×+0.4×

Profitability

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Net margin-5.5%-13.6pp
FCF margin44.5%

Returns & leverage

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Return on equity-2%-5.4pp
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept pbhc:CapitalizedServicingAssetAtCarryingValueAmount.

The official record: Pathfinder Bancorp’s 10-K, filed March 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's capitalized servicing asset at carrying value amount?
Pathfinder Bancorp (PBHC) reported capitalized servicing asset at carrying value amount of $294K in Q4 2025.
How has Pathfinder Bancorp's capitalized servicing asset at carrying value amount changed year-over-year?
Pathfinder Bancorp's capitalized servicing asset at carrying value amount increased by 1.7% year-over-year, from $289K to $294K.
What is the long-term trend for Pathfinder Bancorp's capitalized servicing asset at carrying value amount?
Over 5 years (2020 to 2025), Pathfinder Bancorp's capitalized servicing asset at carrying value amount has grown at a -4.6% compound annual growth rate (CAGR), from $373K to $294K.
What does capitalized servicing asset at carrying value amount mean?
Reflects the portion of servicing assets that have been capitalized on the balance sheet following the origination or acquisition of servicing rights. This value represents the unamortized investment in the right to receive future cash flows from servicing loan portfolios. Monitoring this helps assess the long-term value of the bank's servicing business segment.