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Pathfinder Bancorp PBHC Federal Funds Sold

Federal Funds Sold at other companies

National Bankshares logo
National BanksharesNKSH
$0-100%
Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
$2.38M-16.7%
Independent Bank Corp logo
Independent Bank CorpINDB
$3.66M+154%
MetroCity Bankshares logo
MetroCity BanksharesMCBS
$121K-13.6%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$2K+100%
Eagle Financial Services logo
Eagle Financial ServicesEFSI
$109K+179%

Other financials

Income statement

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Revenue$11.5M-9.0%
Net income$2.4M-18.9%
EPS (diluted)$0.47+14.6%

Balance sheet

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Cash & equivalents$39.2M-23.9%
Total debt$45.0M-28.5%
Total equity$123.6M-1.1%
Total assets$1.4B-4.9%

Cash flow

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Operating cash flow-$241.0K-104%
CapEx$248.0K-61.1%
Free cash flow-$489.0K-110%

Valuation

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Market cap$99.35M+8.2%
Enterprise value$105.15M-39.8%
P/S2.2×+0.4×

Profitability

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Net margin-5.5%-13.6pp
FCF margin44.5%

Returns & leverage

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Return on equity-2%-5.4pp
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeFederalFundsSold.

The official record: Pathfinder Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's federal funds sold?
Pathfinder Bancorp (PBHC) reported federal funds sold of $162K in Q1 2026.
How has Pathfinder Bancorp's federal funds sold changed year-over-year?
Pathfinder Bancorp's federal funds sold increased by 82.0% year-over-year, from $89K to $162K.
What is the long-term trend for Pathfinder Bancorp's federal funds sold?
Over 4 years (2021 to 2025), Pathfinder Bancorp's federal funds sold has grown at a 165.9% compound annual growth rate (CAGR), from $9K to $450K.
What does federal funds sold mean?
This represents interest income earned from lending excess reserves held at the Federal Reserve or other financial institutions on an overnight basis. It serves as a short-term liquidity management tool for banks to generate yield on idle cash balances.