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Pathfinder Bancorp PBHC Junior Subordinated Debentures Fair Value Disclosure

Junior Subordinated Debentures Fair Value Disclosure at other companies

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Other financials

Income statement

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Revenue$11.5M-9.0%
Net income$2.4M-18.9%
EPS (diluted)$0.47+14.6%

Balance sheet

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Cash & equivalents$39.2M-23.9%
Total debt$45.0M-28.5%
Total equity$123.6M-1.1%
Total assets$1.4B-4.9%

Cash flow

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Operating cash flow-$241.0K-104%
CapEx$248.0K-61.1%
Free cash flow-$489.0K-110%

Valuation

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Market cap$99.35M+10.1%
Enterprise value$105.15M-38.8%
P/S2.2×+0.4×

Profitability

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Net margin-5.5%-13.6pp
FCF margin44.5%

Returns & leverage

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Return on equity-2%-5.4pp
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept pbhc:JuniorSubordinatedDebenturesFairValueDisclosure.

The official record: Pathfinder Bancorp’s 10-K, filed March 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's junior subordinated debentures fair value disclosure?
Pathfinder Bancorp (PBHC) reported junior subordinated debentures fair value disclosure of $30.16M in Q4 2025.
How has Pathfinder Bancorp's junior subordinated debentures fair value disclosure changed year-over-year?
Pathfinder Bancorp's junior subordinated debentures fair value disclosure increased by 0.2% year-over-year, from $30.11M to $30.16M.
What is the long-term trend for Pathfinder Bancorp's junior subordinated debentures fair value disclosure?
Over 4 years (2021 to 2025), Pathfinder Bancorp's junior subordinated debentures fair value disclosure has grown at a 0.5% compound annual growth rate (CAGR), from $29.56M to $30.16M.
What does junior subordinated debentures fair value disclosure mean?
This represents the estimated fair market value of junior subordinated debentures, which are debt instruments that rank below senior debt in the event of liquidation. These instruments often qualify as regulatory capital for banking institutions. Tracking their fair value provides insight into the market's assessment of the company's credit risk and interest rate sensitivity.